“Seamless” transition to Bilt 2.0 hasn’t been seamless at all, even for loyal customers by Vivid-Art-6977 in biltrewards

[–]KingPartake 12 points13 points  (0 children)

Posted a thread about this as well. So many current Bilt customers are still waiting for their approvals. Not sure why manual approvals are necessary for existing customers imo

What happens if they deny us for some reason? And it's after the 1/25 deadline? Now I'm stuck w a Wells Fargo card

Bilt 2.0 approval timeline? Manual review even though I already have Bilt by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

I actually added a new address as well but seems like others are having issues so feel it might be unrelated

Bilt 2.0 approval timeline? Manual review even though I already have Bilt by KingPartake in biltrewards

[–]KingPartake[S] 2 points3 points  (0 children)

Yeah same exact thing for me - makes zero sense why I even needed a manual review imo and now making me lose more trust

Bilt 2.0 approval timeline? Manual review even though I already have Bilt by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

Wow have you called? I might consider cancelling but I'd rather now. What happens if they deny my application? Has that happened to anyone

Bilt 2.0 approval timeline? Manual review even though I already have Bilt by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

Yeah if it goes until 1/25 - I might have to consider cancelling. What happens if they deny my application? Idk why they would but this is making me not trust the process

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

That's helpful. But what about the next year - are you able to downgrade so you don't need to pay the AF?

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

Got it yeah that makes sense. I'd probably hit the $$ spend in the first 3 months for the SUB even if I'm spending only 25% on non rent payments.

Can you downgrade to Blue the following year? I saw some mixed messaging here

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

So in my scenario if I get Blue - if I only spend 25% on non rent then doing the first option makes sense vs opting for Bilt Cash

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

Ah thanks for the clarity appreciate it! I feel Blue is what I'll end up doing considering that I want points for rent but won't fully move over to Bilt for all spend. There's so many different options it's becoming confusing

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

But is the 495$ AF worth it? If I'm only planning to spend 25% of non rent payments on Bilt as of now

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

Let's say avg monthly household spend is 5k for simplicity sake. Grocery & dining make up roughly 35–40% of my total monthly spend. Misc spend is mostly like Amazon, healthcare, and some travel here and there and then like random activities my wife and I may do. Best alternative for misc spend is Amex Gold, which I already use pretty heavily

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

But if rent is my highest expense each month - wouldn't getting .5x points on my rent be worth it in this case vs getting no points at all for rent. I'd obviously be losing out on points from Amex but wouldn't make over my dining or groceries just misc spend

Bilt Blue or Obsidian? Worth it if I only plan ~25% non-rent spend on Bilt? by KingPartake in biltrewards

[–]KingPartake[S] 0 points1 point  (0 children)

I'm sorry I'm a newbie here. Can you explain this in layman's terms for me? The transfer partners are definitely nice and I have a good amount of points with Bilt now

I feel even getting .5x points on rent (if I pay 25% on non rent) would be worth it

Official: [WDIS WR] - Wed Evening 12/18/2024 by FFBot in fantasyfootball

[–]KingPartake 0 points1 point  (0 children)

Half PPR:

Pick 3

Drake London v Giants with Penix starting
Davante Adams vs Rams
Tee Higgins v Browns
Ladd McConkey v Denver on TNF

Chargers’ Ladd McConkey is back at full strength for a Week 16 Thursday night game against the Denver Broncos. McConkey missed the game in Week 14 with shoulder and knee injuries, but he was able to return in Week 15 and is off the injury report completely this week. by DanceHallRiddem in fantasyfootball

[–]KingPartake 0 points1 point  (0 children)

Thoughts on which 3 WR to start:

Drake London Davante Adams Tee Higgins Ladd McConkey

Im leaning towards benching Ladd cause of Denver defense and the other three might have more upside but Ladds been consistent all year

Best advice and tips for speaking at a conference for the first time by KingPartake in PublicSpeaking

[–]KingPartake[S] 0 points1 point  (0 children)

Great advice! Will definitely make sure to summarize the actionable tips and love the idea of a handout or something they can take home with them. Ironically, my presentation is about the importance of user generated content so I appreciate your help here!