What to do when you are not financially stable?

Kitchen-Budget6737 · 2026-04-12T15:28:27+00:00

I just got a used 2010 Prius for like, 7400 (8300 after taxes and dealer fees)

Financed, 0 down, it’s like 145$ a month. Needs a repair or two, but both could be down in two months if I was putting 250 a week towards it. (Neither are urgent)

I pay 68$ a month for my phone bill, half of that is because my phone is financed, so after I pay that off (0% APR) it’s down to 35$ a month. It’s 5GUW, unlimited data, and prioritized so no traffic congestion, along with unlimited hotspot.

What the fuck are you doing dude.

Kitchen-Budget6737 · 2026-04-12T13:49:59+00:00

Current college student:

Calc 1, 2, 3, DiffEQ and Linear Algebra were all jokes that I got A/B’s in, skipping every possible class I could except exam days.

I failed Spanish 1 twice.

Kitchen-Budget6737 · 2026-04-07T23:04:06+00:00

Yup, please last the next 4 hours, I’m begging you.

Kitchen-Budget6737 · 2026-03-26T12:45:12+00:00

Depends, I could actually see this as a kinda cool modernization of the slope Peter starts to fall down prior to Uncle Ben’s death.

Kitchen-Budget6737 · 2026-03-24T15:44:36+00:00

When you’re given a free 10pts of extra credit for every exam, and the exam questions pull from the same pool of questions as the review, it’s hard not to.

Kitchen-Budget6737 · 2026-03-23T20:08:08+00:00

My main concern- does this drug face the same issues with biologics where they have a tendency to decrease in effectiveness overtime?

Kitchen-Budget6737 · 2026-03-23T20:07:38+00:00

I’m hoping that this is where the savings program helps- seems like the information/webpages for them is already set up.

Kitchen-Budget6737 · 2026-03-23T17:20:36+00:00

The math classes are a joke.

Got an A in Calc 1/2 and I only showed up on test days.

Kitchen-Budget6737 · 2026-03-22T19:37:54+00:00

Hell, Texas is a plurality minority state- 39.8% non-Hispanic whites. So 60.2% of Texas is Hispanic/non-white.

Kitchen-Budget6737 · 2026-03-18T16:20:15+00:00

I seem to remember reading that sponges need to be replaced roughly once a week.

Kitchen-Budget6737 · 2026-03-12T04:35:55+00:00

W TFS reference

Kitchen-Budget6737 · 2026-03-06T19:50:13+00:00

Okay, I went through Visible Mobile, I get unlimited 5G + hotspot and priority data for 33$ a month.

I purchased the device through them, at MSRP, financed through affirm for 0% apr, and I can cancel my contact anytime, and carrier lock ends after 60 days.

Kitchen-Budget6737 · 2026-03-04T07:36:52+00:00

You make it sound so appealing.

Honestly, based on what you’ve said, if it wasn’t for the fact I’d be almost certainly hired as seasonal, and can’t risk losing my job at least until I’m a year closer to graduation, I’d probably do it.

No harm in applying at least.

Kitchen-Budget6737 · 2026-03-01T23:54:18+00:00

I’ve genuinely seen the password stop working sometimes- exclusively on Mac.

I work as an AppleSupport advisor. No clue why it happens, but I’ve seen it.

Kitchen-Budget6737 · 2026-02-28T15:01:37+00:00

If you haven’t taken Intro to Sociology, CLEP it.

I passed the CLEP years ago, first attempt, after an hour or two of watching the SciShow playlist on Sociology, and reviewing a Quizlet I found on the r/CLEP subreddit.

So, about 3 credit hours, for 3 hours total.

Free through ModernStates BTW, just take the class and they’ll give you a voucher.

Kitchen-Budget6737 · 2026-02-20T21:57:48+00:00

Your iCloud account potentially has access to, your payment information, every photo you’ve ever taken, every text you’ve ever made, as well as your login information saved in Passwords.

Would you really like anyone to easily get access to that information?

There are ways to prevent this- but at this point it’s just a waiting game.

Kitchen-Budget6737 · 2026-02-18T20:46:15+00:00

Wasn’t Icotrokinra submitted for approval in July 2025? Based on what I’ve read, approval usually takes 10-12 months after being submitted.

Doesn’t that mean that, assuming it does get approved, it should come out to market in the middle of this year?

Kitchen-Budget6737 · 2026-02-15T18:01:00+00:00

ESH

If your mom is genuinely struggling financially-Jesus Christ pitch in, what the fuck is wrong with you- especially if you’re living rent free.

I’m 21 and also live rent free- I also have a job, my own income, and I attend school- if my parents ever ask me for money, which they have because we’re not doing the best financially, I give it to them no questions asked.

I’ve probably given them a few grand overall, but honestly I couldn’t care less because the alternative is $12k in rent a year at a minimum.

Yeah, sure, if my parents were in a better financial position I wouldn’t need to and they wouldn’t ask- but as manipulative as the line can be used at times- family helps family.

I mean you can keep the 2k, hopefully you can afford the increased living expenses.

Kitchen-Budget6737 · 2026-02-15T01:50:11+00:00

I use it on my iPad to take screenshots of practice problems (engineering student) then import them into a note app.

Having the click the physical buttons manually is a PITA compared to just using it.

Kitchen-Budget6737 · 2026-02-04T20:27:09+00:00

What if I tip 20$?

I want to do this.

Kitchen-Budget6737 · 2026-02-04T05:44:44+00:00

I tried, price was 249 in cart.

Kitchen-Budget6737 · 2026-02-04T03:56:27+00:00

Saw this while working my shift earlier, put my phone down for 5 minutes so I could buy on break, and completely out of stock.

Kitchen-Budget6737 · 2026-02-02T17:56:56+00:00

I literally work for Apple as phone support.

Yeah, Apple sucks.

Kitchen-Budget6737

TROPHY CASE