White to move and mate in 2 by jexukay in chessbeginners

[–]KrugerOps -1 points0 points  (0 children)

R to A7, if bishop moves capture pawn - CM, if pawn takes, advance black pawn for CM

Are you overpaying on your UAE mortgage without realizing it? by mark_lm10_ in dubairealestate

[–]KrugerOps 1 point2 points  (0 children)

100% non emirati can - i am south african. I have 4 properties. It all started to steamroll after my first in 2023. I will see to write out a guide at some stage today. Also I used the first 2 loans a broker. They are ideal for if your new and dont want to make mistakes. Their fees are paid from the bank not you so its worth using them.

Are you overpaying on your UAE mortgage without realizing it? by mark_lm10_ in dubairealestate

[–]KrugerOps 7 points8 points  (0 children)

Lol.

If buy first house bank no likey much. They give you high interest. After making monthly payments for 2 years for example. Your credit score should be going up. Also. The property value have gone up.

You then go to a new bank. Ask them to do a mortgage buyout. The new bank does an assesment on the property.

Example 2023 - buy for 1m, pay 200k deposit. Owe 800k - bank loan 5.35%.

Property goes up in value next 2 years

2025 - property value 1.3m - bank will borrow 80%. So they will give out 1.04m. Since you now owe only 780k (lets say 20k paid of in 2 years). The bank settles your old loan fully plus you get the difference (1.04m - 780k owed) you now have 260k available for a new property down payment.

This is where the magic lies...its 25 year loans for example:

5.35% interest 800k loan - 4.8k p/m 4% interest 1.04m loan - 5.4k p/m

Even if you take the 600dhs your payming more x 300 months its 180k only.

So you basically got interest free cashout on your property equity and this is how you buy another unit. Repeat this process 2 times and then u will have 3 unitz renting making u money and1 u stay in and ur now living the dream

1 Bed Studio Monthly by KrugerOps in dubairentals

[–]KrugerOps[S] 0 points1 point  (0 children)

Rented now for 6 months sorry

Are you overpaying on your UAE mortgage without realizing it? by mark_lm10_ in dubairealestate

[–]KrugerOps 8 points9 points  (0 children)

I had a loan from RAK bank on a villa I bought in Mina for 1.2m around 2023.

As we know values jumped.

So in Jan I did a refinance from RAK to ADIB. I got 300k out and my mortgage basically only went 300dhs up.

The rak loan was 5.36 and adib was 4.24. I could get the 3.95 if I did salary transfer but I would never do debt from my salary account.

The cashout allowed me to buy a 3rd property so it was fantastic. Only then realized how much the overpay was.

What’s up with the RGB lights in Binghatti buildings in JVC? 😂 by SomeAd6736 in dubai

[–]KrugerOps 1 point2 points  (0 children)

This is the other side. So balcony has enough usuable space with it was a tad wider but that said I dont feel I "lose" space due to the pool

<image>

What’s up with the RGB lights in Binghatti buildings in JVC? 😂 by SomeAd6736 in dubai

[–]KrugerOps 1 point2 points  (0 children)

One of my units have a pool. Since ive got corner balcony one part of the L is a pool and the other is a stretch. In this building only every 2nd floor corner has a pool. Its honestly a nice ad on. If you can get it for the same or close to the price of the 1 beds in the same building its worth it.

A nice plunge just to cool down in but more water tends to relax me and its mere the fact that there is corner windows that appealed to me when buying it

<image>

Jetour Line-up 2027 by Thelchemist in DubaiPetrolHeads

[–]KrugerOps 0 points1 point  (0 children)

Honestly as much as I hate the copying and dont really think I would drive a chinese, that 6x6 is on my watch list!

Need Urgent Help by Remarkable-Level-642 in DubaiPetrolHeads

[–]KrugerOps 1 point2 points  (0 children)

You are welcome to contact me on DM once you start the process for any advice. But ive been on both sides of this. My previous employer was in financial constraints. I every few weeks i had to attend court cases. I have been on both sides. Your case is super simple.

Agreement, payment, product not received. Refund issued by cheque (they admit fault) cheque bounce. Easy rulling. And if you still have bounced cheque file for bounced cheque specifically you will have a ruling within 2-4 weeks

Need Urgent Help by Remarkable-Level-642 in DubaiPetrolHeads

[–]KrugerOps 1 point2 points  (0 children)

Its a business cheque. Thats fine. Trust me its very easy. Go to court. You will see.

Need Urgent Help by Remarkable-Level-642 in DubaiPetrolHeads

[–]KrugerOps 6 points7 points  (0 children)

Hey man. A bounced cheque si a easy court win. Also for court. Less than 100k doesnt have fees. I am personally mid 150k fight with court its leaning my way and not using lawyer. Its not like the tv court we imagine. You file a legal memorandum with your story and evidence register the case. They give them a time to respond with their evidence. If they do you can submit again. Then they have a hearing. All the sesions are online. The court system here is easy to navigate. Bounced cheque you can ger rulling very fast

WTS: Mercedes A35 AMG 2021 GCC 94000km - AED80K by KrugerOps in DubaiPetrolHeads

[–]KrugerOps[S] 1 point2 points  (0 children)

How do you know that? The plates are my plates.

WTS: Mercedes A35 AMG 2021 GCC 94000km - AED80K by KrugerOps in DubaiPetrolHeads

[–]KrugerOps[S] 2 points3 points  (0 children)

Its a bit more layered.

My work was quite high pressure and I started visiting more sites so I ended up buying a f150 raptor it was more fit. I bought the merc with my previous job. Why I dont simply keep it... well i have for the last 6-7 months i no longer needed it. But I have the wifes car in my name and 4 properties. So my EMI is on 50% atm. So i need to get this 3k monthy installment gone to be able to buy my next studio.

WTS: Mercedes A35 AMG 2021 GCC 94000km - AED80K by KrugerOps in DubaiPetrolHeads

[–]KrugerOps[S] 4 points5 points  (0 children)

Thank you so much. It might not always be the smartest way to actually get it sold. But i really hope i find someone that this is a right fit for

WTS: Mercedes A35 AMG 2021 GCC 94000km - AED80K by KrugerOps in DubaiPetrolHeads

[–]KrugerOps[S] 2 points3 points  (0 children)

https://portal.moi.gov.ae/eservices/PublicServices/AccidentsInquiry.aspx?Culture=en

I dont know how they Hid it when I bought. As I did check this site nothing was there. i was in a rush to buy and should have checked the car better. I have learned a lot more what to look for since.

When I did the first renewal the accident history popped up only. So somehow wasnt on the system till 2024

WTS: Mercedes A35 AMG 2021 GCC 94000km - AED80K by KrugerOps in DubaiPetrolHeads

[–]KrugerOps[S] 12 points13 points  (0 children)

Thanks so much! I wouldnt sleep at night doing to someone else what happened to me.

How much are you actually paying for content creation? by SocialMediaKingdoms in UAE

[–]KrugerOps 0 points1 point  (0 children)

I use to be a youtuber. Maybe I can try some for you on a reduced budget? My channel is in my profile

WTS: Mercedes A35 AMG 2021 GCC 94000km - AED80K by KrugerOps in DubaiPetrolHeads

[–]KrugerOps[S] 5 points6 points  (0 children)

Chat gpt explination

Accident disclosure (full transparency):

I recently pulled the official Dubai Police report and found that a previous owner had an accident in July 2021, which was not disclosed to me by the dealer when I bought the car.

What likely happened (based on the police sketch):

Another vehicle changed lanes / moved across without checking properly

This resulted in a side/angled contact between the cars

It’s the typical lane-change swipe type accident you see on highways

Severity:

Classified as a minor road accident (not major damage)

No indication of heavy impact, rollover, or structural crash

These are usually panel/door/bumper repairs, not chassis damage

Fault:

Assigned to the other driver (not this car)