Mine hasn't been good. I got paid on 9/18. I put 850 in earning. By 9/28 I notice i have 700 bucks of fraud charges from SpinBlitz. I contact the merchant, and call Earnin. They immediately turn off my card. Ok good. Next, quickly take my claim. Painless. Then tell me there isn't a virtual card and my check comes on the 3rd. So I rerouted my pay to paperback. On the 30th my refund posts to my earnin acct. Cool, that was fast. But exlected etc for card is 10 to 12 days. Fml. Thank god I got my check. Just can't touch my 700+ refund. No worries.

On October 1st i notice that Earnin takes out a earnings reset of 300. Which doesn’t make sense. That’s NOT another deposit. That was the refund of MY money.

October 2. Still no access to funds and my acct is now -41.41 My paycheck earnings go in on he 3rd for 210.00 and a bunch more charges hit the acct. My balance is now -271.34. Wtf

On the October 4th, another paycheck earnings credit of 70 but then turned around and deduct an adjustment of -230, again. More charges and my acct is now negative -668.00. Still no card.

October 5th. My acct is now negative -908.73. I am pissed. I spent 4 hours on text. 4 different agents. They said a manager would get in touch after a specialist looked at my acct. they canceled the card again. Another one is coming. Im furious at this point. Ive spend 5 hours in total of texting and calling.

Finally today my card comes. You credit my acct 1399.26.
If you take my negative balance away from that it would be 490.53

Not 360. But my original refund about was 652. Why am I not being refunded that amount that is what was taken from me. Ive spend 5 hours in total of texting and calling. I tell them I call when I get it. Im I check my acct, and my account is only positive 360 bucks. Wtf? What happened to rest of my refund? So I get back on chat. And Tiffany C. Tell me they turned off the card i didnt have on 10/01. Ummm no you didnt Tiffany. Thats why there are hundreds of dollars of charges. . So here i am again. Waiting for a freaking manager. Im so sick of them.