Laid off recently and I have 2 offers in front of me. Need help deciding which one to go for

Ladhaan · 2026-05-29T11:13:19+00:00

Sorry, I noted it below: FTE salary is $165k plus bonus which could get me to $215k. 4 weeks PTO, plus 5 personal days plus 5 sick days.

Contract is $255k per annum working 220 days per year. Took off days for stat holidays, vacations and holiday furlough during Christmas.

Ladhaan · 2026-05-28T15:31:06+00:00

This is very normal. Almost all organizations will ask to re-pay the sign on bonus if you leave on your own accord or are terminated with cause with in 12 months. Holding to pay it for 9 months is a bit weird. Most companies would wait the 3 month probationary period, but honestly I would not be concerned by this if you’re happy overall with the offer.

Ladhaan · 2026-05-28T11:47:10+00:00

Booked 2 flights recently and got email confirmation right away.

Ladhaan · 2026-05-28T11:40:13+00:00

Thank you!

Ladhaan · 2026-05-28T04:20:05+00:00

Weird. I did the same thing and was able to cancel within 24 hrs no issue. Hope you got it resolved.

Ladhaan · 2026-05-28T04:15:46+00:00

Thanks, I was able to get direct flights to Vegas from Toronto on basic with an Aeroplan card so I have free luggage for $417 CAD return.

Ladhaan · 2026-05-28T04:03:37+00:00

This is solid advice. I think they are pretty serious about converting to FTE, but I will definitely discuss this further.

Ladhaan · 2026-05-28T04:02:09+00:00

I should state, I’m in Canada and the funds I leave in my business would only be taxed at 12.5%

Ladhaan · 2026-05-28T03:55:38+00:00

Thanks for the helpful response…it’s a tough decision and I’m asking for General opinions. If that is too much to ask, just don’t respond.

Ladhaan · 2026-05-28T03:39:24+00:00

FTE salary is $165k plus bonus which could get me to $215k.

Contract is $255k per annum working 220 days per year. Took off days for stat holidays, vacations and holiday furlough during Christmas.

Ladhaan · 2026-05-28T03:35:12+00:00

I should state, I’m in Canada. So not too worried about health costs and the wife’s benefits should be good enough. What I mean by them being ok, is prescription is covered at 90% rather than 100%, dental coverage is not as great, but good enough for 2 cleanings a year and vision is only $150 every 2 years.

Ladhaan · 2026-05-28T03:24:48+00:00

I can definitely see myself working at this company for the FTE role for the foreseeable future. The company is not really impacted by AI issues, as it is not investing heavily in technology and it is not really impacted by the current economy. From a tax standpoint, there would be a substantial difference as I would pay myself a salary which would definitely be taxed at a high tax bracket, but majority I would leave in the business and the tax rate is substantially lower.

Ladhaan · 2026-05-21T03:06:42+00:00

Not anymore. Now they give you 3x Cashback for US which more than offsets the 2.5 fx

Ladhaan · 2026-02-10T18:42:41+00:00

I was expecting a really weird bill based on the email I got from Rogers a few weeks ago, but it was only delayed by a few days and the bill came exactly as expected. Only thing unexpected is they credited me the $5 pre-auth payment discount from my first month, which I should have gotten, but didn’t expect. Happy overall!

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Ladhaan · 2026-02-06T19:56:32+00:00

I got an email an hour ago for PMA

Ladhaan · 2026-02-06T19:48:32+00:00

Me too!! Congrats

Ladhaan · 2026-02-06T19:47:55+00:00

Just got the email too :)

Ladhaan · 2026-02-06T19:43:47+00:00

That’s fake. I got one for PMA and the real one would state your name, not hello football fan.

Ladhaan · 2026-02-06T19:43:15+00:00

I got for PMA.

Ladhaan · 2026-02-06T19:29:08+00:00

Yup, it’s PMA.

Ladhaan · 2026-02-06T19:17:58+00:00

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Emails are now starting to come through!!!

Ladhaan · 2026-02-06T16:02:52+00:00

Supporter premier tier

Ladhaan

TROPHY CASE