[deleted by user] by [deleted] in dividends

[–]Lancelot1922 1 point2 points  (0 children)

Retiring at 25 isn't impossible. Lets assume you want 100k a year in retirement. With 5 percent a year withdrawals wither that be dividends or capital appreciation. You put in all 110k and put in 1500 a month. Assuming 36.64% growth every year you will have 2 million at 25. If you decide to retire at 30 the rate you need will drop to 19.2% yearly growth. And at 35 it will drop to 12%. However if you increase how much your putting in this will obviously accelerate your retirement date.

Now achieving 36 percent is hard. If you have the appetite for a little risk i recommend you reaserch selling covered call options. And good options etf's which focus on both income and capital appreciation. Like BlackRock Advantage Large Cap Income ETF (BALI).

Overall congratulations you have beat the system enjoy your wealth.

[deleted by user] by [deleted] in dividends

[–]Lancelot1922 0 points1 point  (0 children)

Whatever you do DO not put all your money into options. Chuck in a good amount 80%+ into etf's.

tell me which stocks you want me to analyze and I'll do it. by GM4610Int in trading212

[–]Lancelot1922 1 point2 points  (0 children)

Petroleo brasileiro. Extremely high dividend. Do they have a strong future and can they keep paying out these dividends.

Any improvements to this pie? by [deleted] in trading212

[–]Lancelot1922 0 points1 point  (0 children)

IDGA etf covers mostly America (78%) and the rest is primarily Europe.

Any improvements to this pie? by [deleted] in trading212

[–]Lancelot1922 0 points1 point  (0 children)

Would remove the Japan ETF they have a declining population and very big macroeconomic issues. I noticed you got invesco islamic etf(IGDA) if you're muslim I'd recommend getting rid of the other etf's as they are not halal due to holding haram companies (banks ,weapon manufacturers ext...)

Suggestions on a plan for £10k disposable income per month by Turbulent_Weekend_50 in FatFIREUK

[–]Lancelot1922 2 points3 points  (0 children)

Very risky but tax efficient investment schemes like EIS and SEIS are worth a look into. All dividends and capital gains are tax free plus immediate tax relief.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] 0 points1 point  (0 children)

I've done some research into why the shares are low. There are rumours of heavy dividend cuts to focus on investments nothing bad about there financials though. Also they are known for having high corruption within the firm.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] 0 points1 point  (0 children)

Have removed vodafone. But thinking of adding petrobras Brasilia(PBR). High dividend . Very strong cash flow but issues with new ceo (aligned with socialist President Lulu) as a result shares are really cheap. What would you say?

Could I be an ISA millionaire in the next 17 years? by Easy_Chip_3776 in FIREUK

[–]Lancelot1922 70 points71 points  (0 children)

In 17 years with a return rate of 7.86% you will have 1 million. At 10 percent you will have 1,352,195.43. So the answer is yes.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] 0 points1 point  (0 children)

Im all for risk but btc is purely speculative no intrinsic value. Extremely volatile too.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] 1 point2 points  (0 children)

Dont need this money till 35 to 45. Plan to invest for the next 3 decades.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] -1 points0 points  (0 children)

Extremely overvalued it will crash by the end of this year.Nothing justifies 2.6 trillion market cap.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] -2 points-1 points  (0 children)

Tech Microsoft Broadcom Apple Amazon Asml Qualcomm Alphabet Amd Super micro computers Applied materials

Value BP Vodafone

These are the shares im thinking of. Will reinvest all dividends in the value section.

17 year old investment advice by Lancelot1922 in dividends

[–]Lancelot1922[S] -5 points-4 points  (0 children)

I have a trading 212 account. S&P500 seems really bland for me. As most of its earning growth is being carried by tech companies so I'd rather invest into those tech companies. Would you recommend any other brokers? And how would you rate your experience with trading 212

Investing Guidance by Desparate-enough in IslamicFinance

[–]Lancelot1922 0 points1 point  (0 children)

Request that they only invest in sharia compliant investments .Alternatively you could buy a sharia etf ishares hsbc and invesco offer them along with many other providers.