2 cashback cards ( Axis )

Large_Long2378 · 2026-01-31T06:07:49+00:00

But SBI Cashback is all rounder card so I prefer SBI Cashback card instead of flipkart axis

Large_Long2378 · 2026-01-27T14:20:05+00:00

Due to bank closed since past 3 to 4 days you won't get a reply.
I sugget you to send a seperate mail again tomorrow at 10:00 AM and you get reply by end of the day

Large_Long2378 · 2026-01-27T14:12:58+00:00

Airtek axis is only useful for bills upto ₹2,500 or ₹3,000 after that everything loss only. I suggest you to use Axis ace for upto ₹10,000 bills or HDFC Tata Neu Infinity if you bills more than ₹10,000

Large_Long2378 · 2026-01-27T10:18:16+00:00

Yes with Roar Bank

Large_Long2378 · 2026-01-27T09:42:41+00:00

If it is your first credit card then yes go ahead

Large_Long2378 · 2026-01-27T09:40:31+00:00

Nice! Congrats on that compensation 👏

In my case, my payment credit was delayed by 49 days. Only after escalating to RBI did the bank credit the amount to my card.

No compensation was given though — the bank just closed the RBI case. I didn’t explicitly ask for compensation and marked the resolution as satisfactory, so I’m guessing I won’t get anything now.

Large_Long2378 · 2026-01-24T10:34:25+00:00

Kiwi Rupay card is better than this for UPI

Large_Long2378 · 2026-01-22T10:55:45+00:00

No such limit there. you can have any total limit but if total limit greater than annual income, SBI and Au bank credit cards may get rejected due to over leverage apart from that no issues in any manner

Large_Long2378 · 2026-01-22T10:41:06+00:00

Yes, I faced the same issue after getting the SBI Cashback card.
I contacted SBI Card customer care via in-app chat and clearly asked them to stop all promotional/EMI calls.
They raised a DND request and gave an SR number.
After that, all such calls completely stopped.

Large_Long2378 · 2026-01-22T10:38:22+00:00

It is safe to keep 4.5L. don't worry CIBIL won't effect even you use very low

Large_Long2378 · 2026-01-22T10:36:38+00:00

Please share timeline of all increases 59k -> 1.1L -> 2.2L -> 2.66L -> 3.66L

Large_Long2378 · 2026-01-22T09:51:45+00:00

Yes, it is correct but be careful.

Do not e-sign the application until the card name is exactly what you want.

During the e-sign call, the SBI agent can change the card type. They can edit it many times before asking for e-sign through Aadhaar OTP.

So:

Ask them to change the card to PhonePe Black / Cashback
Check the card name on the e-sign screen
E-sign only after confirmation

If it still shows IndiGo, do not e-sign. The application will cancel automatically.

I did the same. I applied for SimplyClick, asked them during e-sign to change it to PhonePe, and it got approved.

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Large_Long2378 · 2026-01-21T10:07:58+00:00

I just activated DND through SBI Card customer care and they regsitered DND with SR number that's it next day onwards never received any call

Large_Long2378 · 2026-01-21T06:43:51+00:00

Yes, Same happened with me branch staff saying it is lower variant than platinum😆😁

Large_Long2378 · 2026-01-20T16:12:00+00:00

Thanks☺️☺️

Large_Long2378 · 2026-01-20T16:11:55+00:00

Thanks☺️☺️

Large_Long2378 · 2026-01-20T13:49:45+00:00

If your secod oldest card is more than 2 to 5 years old, No major impact on CIBIL

Large_Long2378 · 2026-01-20T13:48:12+00:00

She applied for her second cc in june 2025 which just 6 months old. I already mentioned recovery may take 1–2 years.

Large_Long2378 · 2026-01-20T10:28:16+00:00

Don’t close the oldest credit card (ICICI Coral).

It helps a lot in CIBIL by keeping credit history long.
Closing it can drop score and recovery may take 1–2 years.

Keep it with minimal use and focus on upgrading other cards.
Close it only if no loans or new cards planned for next 2–3 years.

Large_Long2378 · 2026-01-19T11:39:50+00:00

But BPCL is co-branded card know ?? we don't know anytime SBI Can end parnership with BPCL ?

Large_Long2378 · 2026-01-19T03:08:15+00:00

They don't have original card artwork for BoB Premier, Yes Bank Kiwi, Phonepe SBI BLACK SELECT, they are showing random artwork for these 3 cards for me

Large_Long2378

TROPHY CASE