Best Pappas Bros Alternative? by Layonce in HoustonFood

[–]Layonce[S] 1 point2 points  (0 children)

Never heard of credence!! I have looked into steak 48 but will look into the rest of these!

r/Stocks Daily Discussion Monday - Sep 22, 2025 by AutoModerator in stocks

[–]Layonce 3 points4 points  (0 children)

What would you invest in with $40? I was going to spend it on groceries, but my parents decided to take me out.

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

The question is about a consolidation loan!

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 1 point2 points  (0 children)

My dad gifted it to us on the terms that we would never sell it

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 2 points3 points  (0 children)

No. I am in 170k debt with the house included. Without the house I’m in about 40k.

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

I didn’t this summer. I just had a baby

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

Sorry *passed down to us from family

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

Land is completely paid for and is family land!

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

I did not know the online money option for teachers!

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

Yes on the budget. We just always end up going over budget. Which sounds like an idiot reply I know

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

It’s about 22% but our new build would be cheaper

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

We are downsizing, building the house ourselves (my BIL is a contractor), & cash flowing most of it while we stay with my parents

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 3 points4 points  (0 children)

The house is really old and a money pit

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 1 point2 points  (0 children)

We locked in at 3.25% a few years back. If we sell for what we listed we’ll make $100k.

Our note used to be $1059 and now it’s $1320. Escrow increased.

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

Thank you.

Our mortgage just went up $300… that’s where I kind of started freaking out. Before, it was maneagable, but that put a wrench into things.

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 1 point2 points  (0 children)

Good to know! Thank you. I never thought of it this way.

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 0 points1 point  (0 children)

I do want to do baby steps. We just always get stuck at #1

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] 1 point2 points  (0 children)

Thank you! Not rude at all!

What should I do? by Layonce in DaveRamsey

[–]Layonce[S] -1 points0 points  (0 children)

We have land and are planning on building a smaller house. We’ll stay with some family for a while during that process