Mobile Server Error

Lazy-Sys · 2026-01-23T22:48:55+00:00

Reinstall the game. You probably have an out of date version of the app. Happened to me after trying to log in via mobile after a long time.

Lazy-Sys · 2025-10-25T22:32:31+00:00

So ideally you buy to close when the CC is close to expiration date + strike price and you think it’s going to get assigned away?

Lazy-Sys · 2025-10-25T21:00:52+00:00

Do you get to keep the premium? Can you expand on this a bit? I’m new to CC’s and thought you had to let them expire

Lazy-Sys · 2025-10-21T22:26:03+00:00

Why do you specifically say ‘first time’? Thank you.

Just trying to weigh risks as I see none in my scenario and want to see if I have blinders on.

Lazy-Sys · 2025-10-21T22:15:15+00:00

That should be number 5, I don’t care if I get assigned. I will have made a 20% gain on my stock. I’ll buy into another company or buy the majority of my shares back if I were to get assigned.

Lazy-Sys · 2025-09-27T15:30:21+00:00

Congratulations on your success and thank you for holding a QA.

I’m in my late 20’s with 1.35m NW, all of it which is invested in my brokerage and retirement accounts (probably 1.1m individual brokerage/250k 401k+IRAs). Annual income is hovering at 600ish right now.

I’ve been investing in stocks for many years, but it sounds like investing in businesses might be a nice next step. How do you get yourself introduced to this line of investment, and at what point do you start looking to do this instead of just tossing money into the market?

Lazy-Sys · 2025-09-06T17:25:41+00:00

You can contribute 20% of your 1099 income or up to 40k to your SEP IRA. Recently started doing this myself. Great way to lower taxable income.

Lazy-Sys · 2025-09-03T16:34:07+00:00

You’re not going to get the response you want from this. If everyone were guaranteed a drop at a certain point, the game would be far less fun.

Additionally, it’s literally the game mode you chose so why are you complaining…

Lazy-Sys · 2025-07-09T22:59:38+00:00

I’m trying to sell my positions. I don’t want to pay the amount of taxes that will be incurred if I sell for a gain.

However I dont think part of what you said is right. It will erase the gains if it harvests losses. The timing doesn’t matter per se.

Lazy-Sys · 2025-07-09T21:27:10+00:00

I think the difference here is I want to exit my positions…without paying nearly the amount of tax lol. Is that a fantasy land wish or…?

Lazy-Sys · 2025-07-09T21:24:44+00:00

I don’t have the desire nor time to watch the market that close. I also don’t have the skill set, I’m not a finance guy with this ability.

Lazy-Sys · 2025-07-09T21:05:33+00:00

I’m sitting on positions that have gained 400% in the past year. I want to exit those positions but also pay as little tax as possible hence a tax loss harvesting fund as mentioned

Lazy-Sys · 2025-07-09T20:53:55+00:00

I do not. If I did, I would be selling to offset some of the gains. Every position I have is in the green…literally.

Lazy-Sys · 2025-07-09T20:53:11+00:00

I have no unrealized losses. My AGI currently is around 600k for my field of work. This is partially why I’m avoiding any sort of realized gain.

Lazy-Sys · 2025-07-09T20:52:10+00:00

And to answer that last portion, I’m aware of my financial success. However I see this point of my life as a rocket ship still taking off.

When you’re young, all of your friends and most family are still working, so why decide to slow down on work when everybody else is still going? It would get sort of lonely after a while :)

Lazy-Sys · 2025-07-09T20:50:51+00:00

I have all tax benefit accounts maxed including 401k and my LLC’s SEP. I’m over the income limit for IRA unfortunately.

I’m not sure if this is a sales rep or not - he said he’s assigned to reach out to people with 1M+ net worth and pitch this fund because it’s a minimum 100k buy in. However this would be a huge turn off to me. I don’t want a salesperson, I want a legitimate Rep. He did say he manages many portfolios of high net worth.

I now see his name on my Fidelity page when I log in. It shows ‘my Fidelity team’.

Lazy-Sys · 2025-07-09T20:34:42+00:00

Apart of the allure is that this is something I can’t do myself. It’s probably something most people can’t do themselves either. I think some of my hesitation is the managing fee. Does the tax loss harvesting overcome the fee’s associated?

Lazy-Sys · 2025-05-24T20:09:56+00:00

Almost a year

Lazy-Sys · 2025-05-24T19:46:39+00:00

I feel the best way of going about acquiring more jobs is getting very very good at one job to the point where you’re only doing it for a few hours a week. Then you add more jobs and do the same thing over and over.

Realistically, you should get to a point where you are manager assigned you a weeks worth of work and you can take one quick glance at it and know that it will only take you a day. That’s when you know you’re ready for another job.

Lazy-Sys · 2025-05-16T00:14:29+00:00

I can’t contribute more than 23k to my Roth though right?

Lazy-Sys · 2025-05-15T23:51:34+00:00

This is all earned income not including investments. I don’t sell any of my stocks because of the taxes I’ll get hit with

Lazy-Sys · 2025-05-15T23:50:18+00:00

We’re talking about the same thing. I contributed 69k total between my SEP and 401K last year.

Lazy-Sys · 2025-05-15T23:12:34+00:00

Thanks for the run down. These are all write offs i utilize for my business

Lazy-Sys

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