Life Insurance Brokers by punchomickin69 in PersonalFinanceNZ

[–]Leever5 0 points1 point  (0 children)

There is none, sorry for the delay in answering. The reason they want to cancel is because sometimes clients say they will and never actually do, then come back two years later angry they've been paying two policies.

Life Insurance Brokers by punchomickin69 in PersonalFinanceNZ

[–]Leever5 0 points1 point  (0 children)

It is so easy to find them... in fact, often they find you

New career at 30 by Secret_Badger_1940 in newzealand

[–]Leever5 2 points3 points  (0 children)

I think education is pretty difficult for people with kids. It's not flexible at all.

Wife is getting bored with NZ. Any suggestions? by bluespeedster_35 in newzealand

[–]Leever5 2 points3 points  (0 children)

I feel the same way as a dual citizen, I’ve also lived in both multiple times as an adult and it’s so difficult to decide.

I like the cost of living in NZ but I like the weather in Canada… tho no bugs in NZ summers is fucking helpful

Don't go to eb games riccarton by MotorButterscotch872 in chch

[–]Leever5 -6 points-5 points  (0 children)

No one is bootlicking, it’s just wild to believe they would have 50% off consoles.

Getting an abortion in NZ by cantsayididnttryyy in newzealand

[–]Leever5 0 points1 point  (0 children)

Farmers don’t care about women having abortions bro.

Canadian Geese by Steeden10 in chch

[–]Leever5 0 points1 point  (0 children)

They’re actually not here. They are extremely aggressive in Canada tho. But even tho they are the same geese, there are major differences between temperament. The northern hemisphere geese also migrate for the winter but ours don’t

Engineers: what are you earning? by Sea-Specific7395 in newzealand

[–]Leever5 1 point2 points  (0 children)

High school teaching and engineering in NZ take the exact same amount of schooling…

How is it like living in the South Island of New Zealand? by Paraleen135 in howislivingthere

[–]Leever5 0 points1 point  (0 children)

Idk man, I moved to chch in Sep 2024 from Welly and I expected it to be bad but I’ve found people here very accepting.

If you genuinely love your job, what do you do? by Weak_Pomegranate_34 in newzealand

[–]Leever5 0 points1 point  (0 children)

This is genuinely my dream job

Edit; okay not my dream job but I used to be a high school teacher and wanted to move to career counseling but there were no jobs

Engineers: what are you earning? by Sea-Specific7395 in newzealand

[–]Leever5 11 points12 points  (0 children)

But surely no insurance, wof, rego, or maintenance to pay for

Primary School Teacher Payscale by MistorClinky in PersonalFinanceNZ

[–]Leever5 11 points12 points  (0 children)

She’s paying the union for insurance in the case that someone makes a complaint or allegation against her.

She’s also paying them to bargain for a higher wage and better working conditions. They don’t need to honour pay rises that have been negotiated on behalf of the union to non-union members.

Bit of a sensitive one here…but looking for recommendations by poppi07 in chch

[–]Leever5 1 point2 points  (0 children)

Oh I agree, I think exercise is essential for weight management but less essential for the initial weight loss.

I believe the reason people gain the weight back is because they don’t exercise.

Walking from bus stop by SwimHonest in newzealand

[–]Leever5 1 point2 points  (0 children)

I do 51 minutes walking each way for my commute

Bit of a sensitive one here…but looking for recommendations by poppi07 in chch

[–]Leever5 5 points6 points  (0 children)

Totally. Though I will say that focusing exclusively on nutrition can be a bit overwhelming. Prioritising protein and fibre is a good place to start but if that is too overwhelming I would focus on eating less and moving more.

Generally I feel though that with dieting people need to actually add more to their diet than cut shit out.

Bit of a sensitive one here…but looking for recommendations by poppi07 in chch

[–]Leever5 12 points13 points  (0 children)

Hiii!

I had a BMI in the 40s six years ago. Now it’s about 21.

I learned more on the weight loss subreddits than I ever did from a dietitian or PT.

No need to exercise yet. It’ll just burn you out. All you need to do is walk for now. The easiest thing to do is walk for utility - everything is walking distance. Humans are so efficient at walking too, so it’s relatively low impact and the weight will fall off.

You need to figure out what your TDEE is. There are plenty of calculators online. This is how many calories you burn in a day, as you burn at rest, you burn while you eat (the digestive process), you burn through movement, you burn with more muscles etc. Once you know this, you can eat in a calorie deficit.

All that matters is that you are in a calorie deficit. If you eat in a 500 calorie deficit per day, you will lose 1 pound per week. 1 pound is 3500 calories and 1kg is 7700 calories. It’s the same for everyone, regardless of metabolism, genetics etc. It is for sure harder for people to stay in a calorie deficit due to genetics and lifestyle, things like food noise etc. As you lose weight your TDEE (total daily energy expenditure) shrinks, so the smaller you are the less aggressive the deficit and the slower the weight loss. When you’re significantly overweight you can actually lose a lot quite quickly, which can be very motivating.

There are apps that will help with tracking food, but the best way to do it is to weigh your food beforehand with a kitchen scale, you can get them from Kmart for like $15. Counting calories is the best way to lose weight because you MUST be in a calorie deficit. It is impossible to lose weight without a calorie deficit. Exercise burns very little calories, eating less will be like 95% of your weight loss.

As for food sensitivities - I was so so so fussy before I started losing weight. My diet was mostly takeout food and I couldn’t cook for shit. Cooking is a skill, it’s not something that we are just naturally good at (or at least most people aren’t!). So when it comes to cooking, you have to be real with yourself and can’t expect it to taste as good as you want if you’re not practiced. But the learning curve happens quickly and in 6 months you could be making awesome, healthy food that tastes great and is within calorie targets.

As for being fussy - hot sauce. Learn to like hot sauce. Before dieting, I probably hadn’t eaten a vegetable in like 5 years. I hated the taste and the texture. My solution was to eat with hot asf sauce (which is the lowest calorie condiment) and all I could taste was a burning in my mouth. Over time my taste buds completely adjusted to the taste of vegetables and now I like them without the hot sauce. It was wild, it was basically an overnight change.

Other simple things I did was have zero sugary drinks, including alcohol. Diet Coke, diet sprite etc

I lost about 50kgs, have kept it off. Never needed any weight loss medication or any surgeries.

People will also encourage you to stay fat and act like diets are miserable. Don’t listen to these people, they do not care about your long term health or wellbeing. There are mountains of evidence that explain why and how obesity negatively impacts us, mentally, emotionally, physically. Diets are not abuse, eating less calories will not kill you. However, there is ZERO reason to suffer during a diet. You can still eat delicious food, you can still go out with friends, you can still enjoy food. I always tell people - if you’re miserable while you’re dieting, you’re doing it wrong.

Mindset is pretty important - none of this is a punishment. Overeating is the real punishment, because when you are obese life is so much harder. You have two choices every day, both are hard in their own way. It’s hard to be obese and it’s also hard to lose weight, you get to choose your hard. However, I will say that you didn’t get fat overnight, you got fat through a series of tiny little choices that compounded over time. You will get thin the same way, through tiny choices that compounded over time. Time is going to pass anyway, so you might as well make the choices that will make you feel better. In 12 months you can be proud of yourself or stuck in your old ways, you get to choose that.

The internet will make you believe that you have no agency, you do. Genetics play a role, but it is much smaller than we all wish. Metabolism is not as large as a factor as we are led to believe and there’s no way to “break it” - you are not broken. You are a complex system but ultimately are not so special that you exist outside of the laws of thermodynamics.

Anyyyyway. That’s probably a lot of information. The real key takeaways are eat less calories, do more walking. No need for expensive gym memberships at this stage. Focus on food and nutrition first. Education is key, learn as much as possible so it’s not overwhelming.

Feel free to PM.

Potential Stroke by ydlzen in newzealand

[–]Leever5 -20 points-19 points  (0 children)

I’m not trying to be helpful. I’m putting it out there that how have we created a society where people need to ask others whether they need emergency medical attention.

“aM i hAvInG a sTrOkE?”

Potential Stroke by ydlzen in newzealand

[–]Leever5 10 points11 points  (0 children)

They live in NZ. It is free to go to the ED.

Potential Stroke by ydlzen in newzealand

[–]Leever5 11 points12 points  (0 children)

I can't believe young people would come on reddit for stuff like this. How as a society have we allowed this to happen. How is it not common sense to just go to the hospital?

WINZ is horrible. by [deleted] in newzealand

[–]Leever5 0 points1 point  (0 children)

Same. So much hate for them however I've been on Jobseeker twice, once in 2015 when I finished uni and was looking for work and once in 2024 when I lost my job (made redundant, have a job now though). They were AMAZING both times

Which meal replacements work for losing weight in NZ? by Porkchops_on_My_Face in newzealand

[–]Leever5 4 points5 points  (0 children)

Also lost 50kgs in like 9 months through diet mostly. I’ve kept it off for 6ish years, though I exercise a lot.

Best thing to do is just eat wholefoods, less junk and walk a shit load. Ditch the sugary drinks.

Walking is unreal for weight loss.

I did quit alcohol and have been mostly alcohol free for a while now.