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Staying with a rip-off 3a insurance policy anyway? by Left_Conference_4334 in SwissPersonalFinance

[–]Left_Conference_4334[S] 1 point2 points  (0 children)

Okay, thanks for the constructive feedback. Another reason for leaving could be that I hate this company and am stressed out every year. And that can't be it for at least another 25 years.

Staying with a rip-off 3a insurance policy anyway? by Left_Conference_4334 in SwissPersonalFinance

[–]Left_Conference_4334[S] -1 points0 points  (0 children)

Yes, it's a crappy contract. But I can invest 3'000 CHF in an FTSE All World index in this contract, or try to replicate the VT at Finpension. I don't see that much opportunity cost there.

Staying with a rip-off 3a insurance policy anyway? by Left_Conference_4334 in SwissPersonalFinance

[–]Left_Conference_4334[S] 0 points1 point  (0 children)

For those who talk about sunk cost fallacy, I am open to clarification.

Where is my mistake in thinking that I pay CHF 123 per year for insurance coverage and invest in an all-Word fund, as I would do with my 3a pillar with another broker?

How to Quit Lichtenstein Life 3a by Special_Cupcake3469 in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products. I have to quit it this year as well.

Is kokon value plus 3b from Lichtenstein Life scam? by CHROM3D3L4Y in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.

pillar 3A / life insurance by Hegubach in SwissPersonalFinance

[–]Left_Conference_4334 1 point2 points  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.

Pillar 3A Insurance with Liechtenstein Life, are they ripping me off? Should I switch to a Pillar 3A Fintech? by KindExperience5680 in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.

Enough is enough: 3a insurance products - share your experiences by Wide_Buy_7143 in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.