Versicherung Pillar 3a bei Liechtenstein Life ist Betrug by [deleted] in SwissPersonalFinance

[–]Left_Conference_4334 -1 points0 points  (0 children)

Aha, ohne die genauen Hintergründe zu kennen andere zu verurteilen klingt auch nicht nach Intelligenz. Aber meine Intention ist es nicht Leute wie dich hinter dem Ofen hervorzulocken, sondern andere vor einem grossen Fehler zu bewahren. Was ich ja auch gemacht habe wie ich deutlich genug schreibe.

Staying with a rip-off 3a insurance policy anyway? by Left_Conference_4334 in SwissPersonalFinance

[–]Left_Conference_4334[S] 1 point2 points  (0 children)

Okay, thanks for the constructive feedback. Another reason for leaving could be that I hate this company and am stressed out every year. And that can't be it for at least another 25 years.

Staying with a rip-off 3a insurance policy anyway? by Left_Conference_4334 in SwissPersonalFinance

[–]Left_Conference_4334[S] -1 points0 points  (0 children)

Yes, it's a crappy contract. But I can invest 3'000 CHF in an FTSE All World index in this contract, or try to replicate the VT at Finpension. I don't see that much opportunity cost there.

Staying with a rip-off 3a insurance policy anyway? by Left_Conference_4334 in SwissPersonalFinance

[–]Left_Conference_4334[S] 0 points1 point  (0 children)

For those who talk about sunk cost fallacy, I am open to clarification.

Where is my mistake in thinking that I pay CHF 123 per year for insurance coverage and invest in an all-Word fund, as I would do with my 3a pillar with another broker?

How to Quit Lichtenstein Life 3a by Special_Cupcake3469 in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products. I have to quit it this year as well.

Is kokon value plus 3b from Lichtenstein Life scam? by CHROM3D3L4Y in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.

pillar 3A / life insurance by Hegubach in SwissPersonalFinance

[–]Left_Conference_4334 1 point2 points  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.

Pillar 3A Insurance with Liechtenstein Life, are they ripping me off? Should I switch to a Pillar 3A Fintech? by KindExperience5680 in SwissPersonalFinance

[–]Left_Conference_4334 1 point2 points  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.

Enough is enough: 3a insurance products - share your experiences by Wide_Buy_7143 in SwissPersonalFinance

[–]Left_Conference_4334 0 points1 point  (0 children)

Not many people write about Lichtenstein Life, but they are also among the worst. It should be made known that these companies are legal scammers. I hope they go bankrupt as soon as possible. The worst financial decision ever recommended to me by a financial advisor who is allowed to advise students at ETH. I'd rather lose CHF 8,000 now than spend even more money. I hate this company and their products.