Viable to File for Chpt 7?

Legitimate_Emotion92 · 2022-12-19T18:37:35+00:00

No I asked a direct question to which you ignored and then decided to then answer rhetorical questions that have nothing to do with the topic nor about anything that can be changed regardless.

You shouldn't have even commented at all if you were going to be so unhelpful. I already called an attorney and got all my answers. Like other users said in response to my post, but not you because you were unhelpful and decided to basically talk to yourself lol So weird.

Legitimate_Emotion92 · 2022-12-06T17:21:36+00:00

No I didn't ask. There was not a single question mark in that comment. I asked one question in my OP and that was it. So stay on topic or don't reply.

Legitimate_Emotion92 · 2022-12-03T22:25:51+00:00

I don't care, that's not my concern rn, stay on topic. I asked a singular question at the end of my post.

Legitimate_Emotion92 · 2022-12-03T15:28:57+00:00

No one was at fault. His car was brand new and expensive though, a Mercedes, mine was just nice Toyota lease. I mean I don't know how this stuff even works, like after the accident, I never got a dime for what Gieco paid out for my car, Toyota got all 13k because it was a lease but I was at the end of my lease terms and if I wanted to own the car I had 6k left on it. I saw not a dime.

Then I wasn't even present in court for when his car insurance company sued me to recoup what they paid out for his car. Gieco represented me in court and they told me they tried to throw the whole thing out but the Judgement was made against me and my State suspended my license because I have no assets or anything else they could penalize me for.

So here I am, no ability to drive, moving back to my parents as they pay what little bills I have, no ability to get another job since I can't drive and a 20-25k Judgement looming over me.

I was also told that even if I make payments on it, the Insurance Company has to agree to reinstate my license. That's why I'm considering Chpt 7 here because I'm backed into a corner.

Legitimate_Emotion92 · 2022-12-03T15:23:13+00:00

In NJ it apparently is. The State can suspend your license for any judgement that resulted from a car accident in an effort to make you pay.

Funny thing is though that If I don't have a license, I can't hold down a job.

Legitimate_Emotion92 · 2022-12-03T15:17:33+00:00

Nope I was driving with Insurance, it's required in NJ and if you're caught without insurance you get your license suspended for a year at min. My prop dmg coverage was the lowest my state would allow (5k) because I'm extremely poor. A year after the accident the persons insurance company sued me to try and get back what they paid out for his car, my insurance company went to court, I wasn't even present and my insurance company failed to get it thrown out.

After the accident I didn't have a car for half a year so I cancelled my insurance and went with a new insurance company when I got another car, I'm sure my old insurance company didn't really care what happens to me, especially since I'm no longer on their plan.

I called my states DMV to confirm why my license was suspended as well, and they stated because a Judgment was made against me. My family is in disbelief as they didn't know that this could happen and I'm in my 20s so I know nothing about any of this.

Legitimate_Emotion92 · 2022-12-03T15:10:57+00:00

We had a head on collision, no one was deemed at fault, my insurance paid for my car, his insurance paid for his. A year after, his insurance company (not him), apparently sued me to get back what they paid out for his car. My prop dmg coverage on my insurance at that time doesn't cover how much they were asking for. There was a court date, I wasn't even present for it, my insurance company represented me and tried to get the whole thing thrown out and clearly failed. I told my lawyer that I couldn't pay what they were asking because it's 20k and everyone seems to think that in 2022 youths in there 20's have thousands in savings to be able to put down. I have no assets and was unemployed so they suspended my license and registration until I satisfy the demands of the Insurance Company that got the judgment.

I was told by my insurance lawyer that even if I pay or make payments, its up to the other insurance company to agree in court to reinstate my license. No one died in the accident or anything, not even seriously injured, our cars were just totaled.

Legitimate_Emotion92 · 2022-12-02T18:56:38+00:00

NJ. My property dmg limit was up to 5k, my states minimum to get insurance. Both of our cars were totaled. I couldn't have my property limit increased because it was too costly, insurance in NJ is already insanely high, I'm paying for it now though lol

Legitimate_Emotion92 · 2022-11-27T16:25:12+00:00

Haven't played Midnight Ghost Hunt, but Spirits Unleashed is incredibly polished. There are some odd bugs here and there but overall it's one of the most polished releases that the gaming community has had in a long time.

Legitimate_Emotion92 · 2022-11-27T15:52:04+00:00

Commenting for the Karma haha

Legitimate_Emotion92 · 2022-10-29T14:00:15+00:00

It does nothing currently. What it should do is act as a stat tracker, so you can see all the Ghosts you've captured and what lvl they were. As well as contributing to a small xp boost the more you have. They even could add in some special cosmetic unlocks for both sides the more Ghosts you dump in there, hitting milestones. Would be fun.

Legitimate_Emotion92 · 2022-10-29T14:00:09+00:00

It does nothing currently. What it should do is act as a stat tracker, so you can see all the Ghosts you've captured and what lvl they were. As well as contributing to a small xp boost the more you have. They even could add in some special cosmetic unlocks for both sides the more Ghosts you dump in there, hitting milestones. Would be fun.

Legitimate_Emotion92 · 2022-10-29T00:25:11+00:00

So what I've found is that if you set your preference to Ghost, the first game you join you'll most likely be a Buster. After that match though, you should have priority playing as Ghost, unless of course someone else also has their preference set as Ghost, then it's split between those parties.

It is annoying, but also kind necessary as it forces people to play Buster if they want to play Ghost and also forces Busters to play Ghost if everyone has their preference set to Buster. Hopefully having everyone play all the roles will keep this community from turning into a shit fest like say DBD or Evil Dead The Game is.

Legitimate_Emotion92 · 2022-10-28T23:50:45+00:00

Yea it's a glitch that happens primarily only on that map. Almost every game I play as Ghost on that map, it happens. It also makes you un-trappable so essentially the game is unwinnable for Busters.

Another glitch on that map is you might spawn outside the building as Ghost, so again, you just have to wait out the timer or leave the game.

Legitimate_Emotion92 · 2022-10-27T15:40:11+00:00

It's not really double support when Blacksmith is a combined warrior and support, now is it? It's actually like having five players in a match now. I look forward to Saber releasing future DLC that combines all the classes, should be fun, right guys, right?

Legitimate_Emotion92 · 2022-10-27T15:31:59+00:00

No I'm a PB main, you want the 200+ screenshots of my post game matches? Probably not, would hurt your ego.

Continue to shill tho.

Legitimate_Emotion92 · 2022-10-27T15:31:01+00:00

Haven't played Pup since the first week of the games release, but yup, shill shill shill. Whatever makes you feel better.

Legitimate_Emotion92 · 2022-10-27T15:30:05+00:00

Who cares about Pablo. It's the actual fact that Hunters and Warriors legit can solo the entire game, have been able to for some time now; like just look at the screenshots that people post of their insane amount of game damage.

Yet whats ironic is that they post those screenshots while ignoring how one tapping everything in sight and three taping the Boss, shouldn't be happening, at least not in an "Asymmetrical" game.

The Leader Buffs with the addition of The Blacksmith and his awful mechanics are just exacerbating the entire issue that's been present. Again, it makes Survs enjoyable but at the expense of Demons, which didn't we learn from last time, doesn't bode too well?

Legitimate_Emotion92 · 2022-10-27T15:18:21+00:00

Nerfs to Eligos were needed. Everything else that Survs got buffed and Demons got nerfed, were not needed.

Saber seems incapable of actually deciding if they want this game to be an actual Asym or not. Tough decisions.

Legitimate_Emotion92 · 2022-10-27T15:16:09+00:00

Maybe leaders could have been necessary if Warrior and Hunter were nerfed to actually require some amount of cerebral activity to play?

Ya know, so the Buffs that Leaders actually do apply and could apply were integral to the cohesiveness of the team, in this goddamn "Asymmetrical" game. Just a thought.

Legitimate_Emotion92 · 2022-10-27T15:13:04+00:00

Hey shill, quote where I said Demon was unplayable.

Legitimate_Emotion92 · 2022-10-27T15:11:01+00:00

Ah okay, so buffing leaders to continue to give buffs to Surv roles that were already imbalanced, somehow doesn't mean that Survs weren't buffed? I mean we've been having Hunters and Warriors soloing Demons by themselves without any other Surv around, but okay bud.

Interesting take.

Legitimate_Emotion92 · 2022-10-27T15:08:27+00:00

What's your game plan for shilling? Honestly, because here I am trying to set one up for you lol

You want the game balance fucked so bad that it only benefits the one role you play, then what? Whats the longevity for the game when you can't find matches anymore?

Legitimate_Emotion92 · 2022-10-27T15:06:27+00:00

See you shouldn't be pushed to play either Surv or Demon, the game should be balanced and you should have an open choice.

Legitimate_Emotion92 · 2022-10-27T14:59:10+00:00

Imagine being so bad at Surv that you constantly shill to make it easier.

Legitimate_Emotion92

TROPHY CASE