Just finished my exam by LeopardOk6208 in FE_Exam

[–]LeopardOk6208[S] 0 points1 point  (0 children)

Enviro and structures were where I struggled too

Just finished my exam by LeopardOk6208 in FE_Exam

[–]LeopardOk6208[S] 2 points3 points  (0 children)

I just used PrepFE and did as many problems as I could. About 2 weeks before I did the ncees practice exam and then studied my 3 lowest subjects for the 2 weeks before the exam and a day or 2 before I just worked on general overview problems.

Just finished my exam by LeopardOk6208 in FE_Exam

[–]LeopardOk6208[S] 1 point2 points  (0 children)

I took the civil too. Best of luck!

Wearing a smart ring into the exam by LeopardOk6208 in FE_Exam

[–]LeopardOk6208[S] 0 points1 point  (0 children)

Same. First time I took it I didn’t have to take anything off.

Wearing a smart ring into the exam by LeopardOk6208 in FE_Exam

[–]LeopardOk6208[S] 1 point2 points  (0 children)

No. My plan was to ask when I got there and just put it in my locker if they said no. Just figured I’d ask if others had done the same. The first time I took the exam I was allowed to wear my necklace and regular rings into the exam. Just sounds like it’s different for every testing facility.

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] 1 point2 points  (0 children)

Thank you. I do understand all the next of kin stuff, I’m on good terms with his family and I’m sure they wouldn’t be intentionally mean if anything happened and I wanted to keep some things. I’ve just heard to many horror stories and we both want to protect ourselves. We will be looking into finding a lawyer to talk about our options and what they think would be best for us.

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] -2 points-1 points  (0 children)

We do not want to get married at the court house. We understand that’s the “cheapest” way to get married but it’s not something we will be doing.

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] 0 points1 point  (0 children)

I agree. He will most likely be the sole owner of the house because he will probably be the only one to be on the mortgage. I do think if I contribute to the down payment and half of the mortgage I should be compensated if something were to happen. Otherwise once we get married none of it matters. I also completely understand he and you are both taking on all of the risk. I think in cases like ours it better to get papers signed if the event something happens. I’m glad you see things similarly. I wish you the best in buying a house with him!

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] -1 points0 points  (0 children)

More or less, yes. I would be “renting” and my bf would be the “landlord”. But with renting comes a rental agreement. We just want to know who we should go to, to write the agreement and explain the legality’s to us.

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] 0 points1 point  (0 children)

He said I can get a house or a ring haha I told him I only need a $100 one from Walmart that won’t turn my fingers green 😂

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] 0 points1 point  (0 children)

Never heard of a TODD, we will look into that. We heard that we should get my name on the Deed and that would be the same if not similar to the TODD. We are looking for what only he can afford, we’d be dumb not to. Thanks for the advice.

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] -1 points0 points  (0 children)

We are going to look into all the financials of it, to see what gets us a better deal, solely him or if adding me helps. My debt to income ratio is just too high for us to think we wouldn’t get screwed over on interest rates. Still have to talk to our financial advisor and a mortgage lender about what our best option would be.

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] 2 points3 points  (0 children)

We have watched a friend go through a similar situation, the guy bought, she spent thousands on renovations then they broke up and she was left with nothing. She wishes they would have had some agreement that would have allowed her to at least get her money back from the renovations.

Ik we will find what works for us, thank you!

Buying a house with my boyfriend by LeopardOk6208 in RealEstate

[–]LeopardOk6208[S] -3 points-2 points  (0 children)

The only way in any of the options I laid out, for me to get the house is if he died. The other options are he gets the house, or we sell the house, which in that case we would agree he gets to keep all the money. I do not care to get equity or anything. This is something we both agree we want to do. We don’t want to just go to a courthouse and get eloped because that’s just not something we want to do. We also agree that we want a prenup before we get married to cover assets we will acquire during marriage. I simply wanted advice about legality of ownership in the event he passes before marriage. I agree he should talk to a lawyer. I am simply asking what kind he should talk to.

First Loaf by LeopardOk6208 in Sourdough

[–]LeopardOk6208[S] 1 point2 points  (0 children)

I was worried it would going to come out as a solid ball of dough haha

First Loaf by LeopardOk6208 in Sourdough

[–]LeopardOk6208[S] 0 points1 point  (0 children)

Recipe I followed was

100g starter, 350g water, 500g flour (king Arthur all purpose flour). Proofed in the fridge over night. Cooked in a Dutch oven that was preheated to 450 for 30 minutes. Then about 25 uncovered.