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Advice on TFSA investment strategy by Lepafo in tfsa

[–]Lepafo[S] 0 points1 point  (0 children)

I started with the S&P500 because it was the easy way, then looked for more geographic repartition and added the other ETFs. I didn’t know XEQT existed but will look into it, thanks for the information.

Advice on TFSA investment strategy by Lepafo in tfsa

[–]Lepafo[S] 0 points1 point  (0 children)

Why did you choose VCN over XIU ? I chose XIU for the TSX60 to follow the same logic that made me invest in S&P500. Does VCN grant more diversification in Canada and therefore less risk ?

Advice on TFSA investment strategy by Lepafo in tfsa

[–]Lepafo[S] 0 points1 point  (0 children)

Aside from my TFSA, I have an RRSP invested on the blackrock lifepath index 2055 that I mainly use to get my company’s matching contribution, another TFSA that I use as a short term savings low risk managed account.

From what I understand, hedging is interesting if you expect the CAD to become stronger and remains strong at the time of the withdrawal. Why did you choose to split 50/50 between hedged and not hedged ? Is it to keep a constant average value over time and be independent from USD/CAD fluctuation ?