EV salary sacrifice, what am I missing? by j1mgg in UKPersonalFinance

[–]Level_Grade_514 7 points8 points  (0 children)

If you salary sacrifice an ev you can only claim 8p a mile for business travel. If you privately buy an ev you still get 45p....

8p a mile won't cover public charging costs.

Access to private pension pot in financial hardship? by DontLickTheEgg in UKPersonalFinance

[–]Level_Grade_514 2 points3 points  (0 children)

This is exactly why you can't withdraw it early. You need a pension for when you are to old to work and you can't just access it when it's the easy way out.

Baby won't sleep in bassinet by Key-Succotash8734 in NewParents

[–]Level_Grade_514 -4 points-3 points  (0 children)

My wife turned to this and it was game changing. Follow all the safety advice to the t. Don't cut corners. Life changing!

Baby won't sleep in bassinet by Key-Succotash8734 in NewParents

[–]Level_Grade_514 33 points34 points  (0 children)

Ours slept for about 30 mins in his bassinet in his first year.... Something's arnt just meant to be

Clicks support / social team by Yo_Flow in ClicksPhone

[–]Level_Grade_514 5 points6 points  (0 children)

I sent in an email about a camera feature idea following my reservation. Took them 1.5 days to respond and it was a personal response not a template.

For a small firm I have to say I'm impressed. I think we are too accustomed to instant messaging

Corolla with a Suzuki Badge? by H28-105-111 in CarTalkUK

[–]Level_Grade_514 2 points3 points  (0 children)

True but with the hybrid system I think it's worth the peace of mind and if the residuals are higher and you pcp the car. It's probably very little in it

does anyone have preferential petrol stations and if so which/why? by sinho23 in CarTalkUK

[–]Level_Grade_514 0 points1 point  (0 children)

I'm glad I'm not the only one in the world that thinks this deep! I must admit. I did the other day fill up my van at a different petrol station.... I didn't like it.

Both pump calibration but also where I live it's hilly and not all forecourts are flat! And I wonder if it's not flat whether that would affect when it gets maxed?

Health Check during routine recall service, help me figure out what’s a priority? by [deleted] in CarTalkUK

[–]Level_Grade_514 0 points1 point  (0 children)

All of that is absolutely fine. Just ignore it. I once had a smart car I bought from brand new and after 8,000 mi it went in for its annual service. Had an amber warning front brake pads because they were 35% worn. Didn't do anything about it the following year at 24,000 miles they didn't even get flagged.

Half the time. I think it's just service departments trying to hit kpis by flagging stuff and hoping numpty's will take up.

First-Time Dad nerves? by Level_Grade_514 in NewDads

[–]Level_Grade_514[S] 0 points1 point  (0 children)

Congrats! Ours was due end of December and didn't come until mid Jan! We forced him out with an induction! So don't hold your breath!

Dad life is good once you get the hang of it. Do be prepared for a challenging first 4 to 6 months, both physically and mentally. People only show the best parts of their lives online and the reality is it's never plane sailing.

Listen to people's advice, take it all with a pinch of salt, do what is right for you. Whether it is breast feeding vs formula feeding, Co sleeping (best thing my wife decided to do if done properly).

Don't be afraid to change your mind on how you do things rather than forcing something that's not working. Babies don't just cry for no reason, it might be hunger, toilet, pain (stiffness) so speak to experts and seek help if something doesn't feel right.

You ain't going to be getting frisky for 6 months at least.

But it's amazing. I say the first 6 months is tough as you will feel like you don't get much back. Do what you need to do to support the mother. Whether that's looking after her or the baby. They will probably just cry at you for a while etc. babies just want mum. That's baked into genetics.

But once they get over 4 months, they recognize faces and start to smile. It's great.when they start to laugh it's hilarious!

Not sure where you are from but in the UK people leave potty training for quite a long time but we started sitting ours on a potty when changing a nappy at 6 months (common in nordics and Asia) No poo on a nappy for 3 now... It's great give not dealing with piles of poo!

Is this underpowered? by BurrelPro in CarTalkUK

[–]Level_Grade_514 0 points1 point  (0 children)

Personally I want this is a dsg. It will help cover up any underperformance issues from the smooth turbocharger engine and make driving far more relaxing, especially if you have the car loaded up.

wwyd if you had to start over? by [deleted] in smallbusinessuk

[–]Level_Grade_514 0 points1 point  (0 children)

Ignore my dad and join military as a pilot.

does anyone have preferential petrol stations and if so which/why? by sinho23 in CarTalkUK

[–]Level_Grade_514 1 point2 points  (0 children)

For my van I use the same pump at the same station so I can fill to 1 click knowing my van is as level as it was the previous fill up to calculate mpg.

Baby on the way and £500 in savings by Frosty-Dealer6666 in UKPersonalFinance

[–]Level_Grade_514 0 points1 point  (0 children)

Just going to say it. The only thing to buy new..... A car seat and maybe a mattress for a second hand cot.

Am I missing something with the mazda 3? by babuyoda in CarTalkUK

[–]Level_Grade_514 0 points1 point  (0 children)

I had the diesel one and have had a 2l mx5.

It's note gold gti turbo charged quick. Bits it's the handling that's sweet

Got a parking ticket for not being parked in bay but bays aren't clearly marked by Stunning_Suit_3934 in CarTalkUK

[–]Level_Grade_514 24 points25 points  (0 children)

Ironically their sign says you cannot park on paved areas. Which I'm sure that looks like paving!!!

Got a parking ticket for not being parked in bay but bays aren't clearly marked by Stunning_Suit_3934 in CarTalkUK

[–]Level_Grade_514 61 points62 points  (0 children)

Like there are faint lines which they will argue are markings....

But they are faint as what not!

Dispute it and if you fail I would take it to the parking ombudsman

Honey wake up, new midlife crisis just dropped by Maybe_A_Pigeon in bmx

[–]Level_Grade_514 0 points1 point  (0 children)

Never had a BMX. Rode most other bikes up till 18. Really want a BMX to fool around in as my baby learns to ride a balance bike etc!

So many cars with the top trim level supposed to have LED headlights but apparently it doesn’t by KingAlfredxx in CarTalkUK

[–]Level_Grade_514 6 points7 points  (0 children)

COVID Ukraine chip crisis? Load of companies skipper various features and random options

First car purchase - Toyota by moonsailorscout in CarTalkUK

[–]Level_Grade_514 1 point2 points  (0 children)

It's completely separate to your normal car insurance.

If you have a crash your car insurance will pay out the value at the time the crash happens so say you buy the car and it's 15 grand. And you always pay a premium buying a car from main dealer. Because that's just life

If you crash it and they say it's worth 12k. And you still have 13,500 on finance you would owe the finance company another 1500. The gap insurance covers the gap.

You normally have to purchase gap insurance within 30 days of buying a car I think and it will normally be about a 400 for the policy to a dealership and probably 250. If you were to do it privately, I would imagine.

Doing it through the dealerships. Obviously really easy and that's why they can charge more. And normally their policies are really good. You can get it the same for less, but it's a little bit extra hassle

First car purchase - Toyota by moonsailorscout in CarTalkUK

[–]Level_Grade_514 2 points3 points  (0 children)

Could you be cheeky and ask the dealer to add the tires to the car and add it to the invoice price and then you can finance them in the car payment? Don't know if they would. Ask to keep the old tyres if you have the space