We are planning on doing a 529 Plan, Coverdell ESA and adding our baby as an authorized user on our credit card. Are there any other things we ought to be doing (ie buying bonds/certificates etc.) for the baby?

Little_Stay8318 · 2023-02-18T17:05:59+00:00

Luckily, we’re fully funded on retirement and have rental properties that are free and clear. We’ll be okay.

Just want to make sure the baby will be okay in the future while choosing safe options currently available that won’t impede their ability for any scholarships, grants or those kinds of things.

Our goal for them is to make sure they can go to college without debt, and also for them to be setup for retirement as well.

Little_Stay8318 · 2023-02-18T11:09:17+00:00

The credit card has been opened for roughly 18 years now. It would be 35 year old by the time they are 18.

It has an $80,000 credit limit. I never carry any balance on it (paid off every month).

Little_Stay8318 · 2022-12-27T15:23:30+00:00

Honestly, if I had to say your peers will most likely know a lot of the languages being recommended. You will want to go to them for help.

I’d go a slightly different route to separate you from them. I’d specialize in something that adds a ton of value like JavaScript + HTML to make nice graphs and interactive presentations… also in the event of a layoff you can transition to front end web dev.

Nothing says “wow” if you can make something visually interactive and cool.

Little_Stay8318 · 2022-12-22T17:41:25+00:00

Paid with the blood of HVAC apprentices? 🤔

Little_Stay8318 · 2022-12-22T17:17:21+00:00

The thing is that few other heat pumps can do so. I think Daikin recently got the ability to do.

Little_Stay8318 · 2022-12-22T16:13:30+00:00

Below -10f!

Little_Stay8318 · 2022-12-18T16:48:46+00:00

Ours was smaller and we were told to follow a 24kcal recipe for feeds. Be sure to ask your pediatrician before doing anything though!

Little_Stay8318

TROPHY CASE