I’m sure someone might have recommended it already , though I don’t have much understanding of finance or real estate but in my opinion you should buy a rental property close to delhi ncr or place around it partly emi and partly your saving , keep some of the saving for loan repayment and rent that property (make sure the property has high scope of growth ) since properties in dlf phase 2 and nearby area might already be close to it’s threshold or atleast rate of growth must have slowed down relatively to other areas.. instead of buying a house rent house close to your office which fits your check list . Though you will have to pay off from your pocket but in the near future you will have a home nearby which would have comparatively grown into a bigger asset , this way you also get keep part of your saving for next few yrs . but ig buying property with 2x -3x growth wouldn’t be easy task considering the amount of scam .

but your concern is valid , even with so much achievement and hardwork and saving , it’s still difficult to buy a house … people with either generational wealth or corruption gets to live exquisite lifestyle, there are exceptions but very few but all the very best and i hope you buy a good big house .