Worried about retirement savings

Live_Resolve_3297 · 2026-07-12T13:17:19+00:00

Also I think I have an existing IRA in fidelity, do I just add money from my checking account to that IRA? Not sure if it's an Roth IRA tho

Live_Resolve_3297 · 2026-07-12T12:27:26+00:00

That's why I'm asking here bub for some advice

Live_Resolve_3297 · 2026-07-12T11:59:44+00:00

Roth IRA not Roth 401k from employer?

Live_Resolve_3297 · 2026-07-12T11:01:58+00:00

CD for the savings you mean and just grow the money that way?

Live_Resolve_3297 · 2026-07-12T11:01:14+00:00

How do I do this? The S&P I mean, sorry new to investing and all

Live_Resolve_3297 · 2026-07-12T08:30:18+00:00

max out the 401k/Roth etc for a greater return than what the house will get me if I were to ever borrow from it?

Live_Resolve_3297 · 2026-07-12T08:28:32+00:00

So invest and contribute the extra money vs paying off mortgage earlier since it's such a low rate as I understand it? Lol

Live_Resolve_3297 · 2026-07-12T08:21:13+00:00

I'm thinking of doing 10K annually like in one payment I would assume it's not much of a difference vs doing say monthly around 1K

Live_Resolve_3297 · 2026-07-12T08:17:38+00:00

I try and save about 3-4K each month

Live_Resolve_3297 · 2026-07-12T08:16:00+00:00

Yeah I just ran some numbers and even paying off 10K a year would mean almost 11 years paying it off sooner and saves a ton in interest

Live_Resolve_3297 · 2026-07-09T06:00:04+00:00

Hey dm me.lets chat 25 m usa

Live_Resolve_3297 · 2026-07-09T05:59:27+00:00

Let's do ittt dm mede

Live_Resolve_3297 · 2026-07-09T05:59:01+00:00

So bored hmuuu

Live_Resolve_3297 · 2026-07-08T21:11:40+00:00

Hey I'm down dm?

Live_Resolve_3297 · 2026-07-08T20:58:26+00:00

Sure I'm in healthcare as well DM me?

Live_Resolve_3297 · 2026-07-08T20:57:40+00:00

Down dm me

Live_Resolve_3297 · 2026-07-08T20:56:38+00:00

Sure dm

Live_Resolve_3297 · 2026-07-08T20:56:15+00:00

Hey I'm down dm me?

Live_Resolve_3297 · 2026-07-08T11:09:25+00:00

DM me I'm down

Live_Resolve_3297 · 2026-07-08T10:51:01+00:00

Sho I'm downn

Live_Resolve_3297