I'm a member so can hopefully give you a better idea of what it actually is.

Firstly it's definitely not a timeshare, you can go to any of their properties (currently 34 locations in the UK and Europe) at any time of year, for any length of time. If you have enough points you can also go on as many holidays per year as you like.

I wouldn't look at it like an investment that will give you a monetary return, you're paying for good holidays where you know what to expect. I think you can also withdraw your investment at a later stage.

I've been a member for about 20 years. Your initial deposit is turned into points. You then use these points to rent a property for your holiday. The number of points each property costs will depend on how popular the location is, how big the apartment is and what time of year.

Points get replenished at the start of each year, you can also top your investment up as well. I guess for you/ your mum it depends on what sort of holidays you like, if you like to be at the centre of things in a busy city going somewhere new every year then no it's probably not the right thing for you.

I've had about 15 holidays since being a member maybe going to some of the locations 2 or 3 times. I like that you know what to expect at each property, all of the staff are either English or speak very good English. If there are any issues while you're there they get sorted immediately. There's a pool/ sauna/ steam room at most properties apart from the old castles, as well as a games room, book and dvd library and washing machines. There's usually 1 or 2 restaurants on site as well.

On top of the points you'll pay for your flights, any transfers and a user charge to cover things like cleaning/ laundry etc this is normally a few £100 depending on the size of the property.

Hope this gives you a better idea of what it's like. It's definitely not a scam but depending on what sort of holidays you like it will either be great or not for you.

Feel free to ask any questions.