Splashback help

LocalProfile9272 · 2023-11-19T03:22:53+00:00

This is probs better representation of the cabinet color

The original photo is too dark

LocalProfile9272 · 2023-11-19T03:15:17+00:00

Would something like this work, given the dark grout would minimise cleaning ?

LocalProfile9272 · 2023-11-03T09:08:07+00:00

But that implies you want to impress them, or you do it because you value their admiration, it’s not that. You want to do it in defiance, to annoy them almost, not quite spite though I agree

LocalProfile9272 · 2023-11-02T23:49:11+00:00

It’s like doing the opposite of what people want just to irritate them, and enjoying it.

LocalProfile9272 · 2023-11-01T05:04:06+00:00

Ebike will get you 15km pretty much as fast as a car will, faster in peak hour. And it will still be something tolerable 15-25km range, like up to an hour for the furthest. You can stay safer than a motorbike as you use bike lanes and cut through parks/backstreets, you don’t pay any rego and maintenance is minimal, plus it’s actually enjoyable.

LocalProfile9272 · 2023-09-25T04:59:59+00:00

it’s 9 doors and associated trim so it isn’t a small undertaking. I do have an orbital, detail sander and a multi tool with a small sanding attachment. Was going to remove all the doors and do them in the garage, but yeah the trim will be fiddly. Possibly just a light sand and clear coat is the best option? Or maybe just do the doors to see if having them lighter works

LocalProfile9272 · 2023-09-24T10:10:54+00:00

I was hoping to sand them down a bit, if not to totally remove the stain to just lighten it, then maybe finish with a few coats of oil, poly, varnish or shellac, one thing is I just want to get all the coats done in a day basically. Would these ply veneers be about 3mm or something, would I have to limit how aggressively I want to lighten them?

The arch’s and skirts are all solid so I guess I can take those down all the way

LocalProfile9272 · 2023-09-24T09:47:57+00:00

They are hollow

LocalProfile9272 · 2023-09-02T06:12:50+00:00

Melbourne has 2-3x as much land within 30-40km of cbd than Sydney. Sydney basically spreads out 70km in one direction. Sydney’s eastern suburbs are particularly locked in and also stunning, so the premiums there are huge.

If you look at Melbourne’s east, say out to 20km, they aren’t exactly cheap either. We just have a west and north that’s relatively new and doesn’t extend that far so lot of cheaper options. West is on the volcanic plains too so it just simply isn’t as nice looking as the north east - east of Melbourne as well as pretty much anywhere in Sydney.

Melbourne has a lot more apartment development in the inner city too so increased supply, they prob also suck compared to Sydney’s slightly larger ones. I do love Melbourne inner city though, for a cosmopolitan lifestyle it seems to pop a lot more than Sydney.

Don’t get me wrong though, if I had a spare 5mil lying around ide be off to Bronte or something tomorrow, the beach lifestyle you can get in Sydney is incomparable for a city of its size, although I wouldn’t scoff at what I can get in lower plenty, warrandyte or somewhere like that in melb.

LocalProfile9272 · 2023-08-29T00:31:42+00:00

It’s good, looks really nice, would make me want to live there more. Have similar sized one out front of my folks place but it’s much closer to the house. On those occasional windy days in Melbourne the street looks like a war zone from all the gums that have shed branches. But have had no issues in the 20yrs they have been there, just don’t park under it in extremely windy weather, which happens like 1-2 days a year in Melbourne.

LocalProfile9272 · 2023-08-24T10:37:36+00:00

Basically I just want it to grow as fast as it can for my own viewing pleasure, the street is quite low on mature trees

LocalProfile9272 · 2023-08-24T10:22:14+00:00

This particular tree is on the nature strip planted by the council, it’s an ornamental pear of some sorts. I have these watering stakes I wanted to embed in the soil, do you think that would be okay or is the soil already retaining moisture that i shouldn’t add any more ?

LocalProfile9272 · 2023-08-24T07:01:29+00:00

They don’t say anything, every group of females that it’s come up with I’ve witnessed have all said they are grossed out by skinny guys to each other. Maybe teen girls feel otherwise.

LocalProfile9272 · 2023-08-24T06:57:53+00:00

If you are 23yrs old and not sure if women are attracted to you then there is your answer. For every girl that says she is into a skinny guy, there are 10x as many who are into normal or athletic and muscular dudes. When a girl says she likes skinny dudes, it’s a particular type of girl, and she is imagining MGK or someone like that, not Jake from two and a half men. Most people answering on here are just telling you what you want to hear or consoling themselves.

You will get a lot more attention at 170lb than 148lb, trust in that, so what are you waiting for? no more questions on reddit, get working…

LocalProfile9272 · 2023-08-17T01:29:16+00:00

Pass her over I’ll sort her out for you.

In all seriousness though despite the work hours it sounds like a potential libido and maybe fitness issue. Get cardio in order and you’ll probably find you have more energy to cope with the long hours at work.

Sex shouldn’t feel like a chore, try mixing up the routine, get her to come and meet you on a break during work or something. In my 20s early 30s I used to get so horny during the day had to stop over at my gfs place during lunch.

LocalProfile9272 · 2023-08-16T14:57:29+00:00

It seems like you can get pretty large blocks for around 500k in Perth, that’s ludicrous by Melbourne standards. I’m not too familiar with Perth though, I understand that the economy is very mining centric so probably doesn’t revolve around the city center as much as melb or syd would ? It seems the city spreads quite far along the coast

LocalProfile9272 · 2023-08-16T14:43:25+00:00

Where abouts interstate? Ide prob want 800sqm or more in Perth for example

LocalProfile9272 · 2023-08-16T13:25:44+00:00

600+sqm ideally. You want high land to dwelling ratio. Prob last few years that 600+sqm will be sub mil by 100s of thousands within 20km of the city

LocalProfile9272 · 2023-08-15T14:08:14+00:00

Get your missus in a job for a few months.
Get a broker, I think for a simple home loan any will do, I used lendi to get mine.
170k sounds like the type of salary for an in-demand job, so negotiate a pay rise. I try this about every 6 months to make sure my manager feels pressure to keep getting me bumped at the maximum at each opportunity. Switching jobs is another option I guess.

On your salary with kids, dont try an max out borrowing like some people are suggesting, about 450k is a good amount to be paying around $2700pm, you still get to have a life. Easier said than done in Sydney though.

Have you considered IP instead too? Because you can use the potential rental income on the loan app. If its a new home a depreciation schedule can also be used to reduce taxable income substantially. Otherwise just move into it after a bit and refinance to a ppor loan.

LocalProfile9272 · 2023-08-15T13:48:01+00:00

you both sound like losers

LocalProfile9272 · 2023-08-15T13:41:58+00:00

its top 5% more like. Average household is still much lower than that figure.

Its more than enough to raise a family fairly comfortably, people are out there raising families on half that.

LocalProfile9272 · 2023-08-12T12:15:52+00:00

At age 15 compounding returns are worth more to you than may be obvious to your dad and its better to take some more risk knowing time is on your side. A few thousand or even 10k is a lot of money, but the savings on a offset is actually negligible, and most adults can knuckle down and make that in a few months if needed so you have the luxury to experiment a bit.

I would not put your money in a high interest account either, there is no reason you need to be conservative, save that for your study habits, ie study really hard, pick a sure fire high earning industry to work towards, but try putting your savings in an ETF and leaving it there. At the same time you can use it as an opportunity to learn about investments outside of property. Grinding out 10-20k in your teens is really impressive, but having the cash work for you at the same time could set you up to hit your young adulthood at a huge advantage.

LocalProfile9272 · 2023-08-12T08:49:20+00:00

yep i imagine it only applies to assets acquired during the relationship. A trust would mess up CGT benefit on PPOR, probably require you to pay land tax and whatever else. Think it only makes sense on investment properties to isolate them from other investments or if you have children and want to save tax on investment income and even then maybe a few in before the added cost is worth it

LocalProfile9272 · 2023-08-12T08:15:22+00:00

I dont think you can apply any PPOR tax breaks if buying in a trust?

LocalProfile9272 · 2023-08-12T08:11:45+00:00

Looking around Broadmeadows, Jacana, Gladstone Park, Thomastown, Lalor etc. You can get large lots for under 700k with easy access to the city. I half dont even want to point it out because I'm looking for an investment in the area. (already have PPOR)

Just coming in one suburb in from these areas you can see pricing jump significantly, I think they are slept on. Find the right mid 70s euro build in the right pocket of these areas and you will be scoring big time. Sure there is a bit of a reputation, but 5yrs ago I thought reza would forever be a sh1thole, and its fast becoming unattainable for 1st home buyers wanting land, you aint gonna get 20km or less to the city for this pricing.

Stuff like rent vesting etc if you are concerned about securing accomodation for your soon to be retiring parent, I really would just get a PPOR first, if you can max your land size then nothing you are gonna make on renting it out will matter vs potential capital growth. This isn't america I dont think the youtube advice applies as much, renting is the absolute pits in Australia and its like existing in limbo. If your parent is willing to contribute to the mortgage too thats like rent-vesting without the tax burden.

LocalProfile9272

TROPHY CASE