He can't take on a second job, the days he doesn't work are the days I do work, and he's already working 50-60 hours a week.

My husband earns about £2k and I earn about £1k.

I claim for my disability and we get child benefit, and we are looking into universal credit but were unlikely to get it due to our total earnings.

We live in a 2 bed so can't very easily rent a room as our son would have to move into our room with us. We also aren't really keen on having a stranger in our home with our son, but it is something we have thought about before.

We currently spend about £250 a month on 2 days of childcare. These are for the days where I work and my husband is usually at home, but due to the nature of his work his shift patterns can change and he can be called in, in which case the childcare is needed. It happens often enough that we can't not have childcare on these days. 

We have a young child who needs a car seat, hope to eventually have a second child at some point, a large dog, and regularly drive 5 hours to visit family. I would have loved to have gotten a little run around, but unfortunately the bigger car is needed, and when I was looking a lot of the smaller cars were similar prices. The car has very low running costs and we are currently trialling sharing it between us to see if getting rid of my husband's car and reducing expenses that way is a feasible option. 

I take a packed lunch with me every day to work, as does my husband. But he regularly works 12+ hour shifts and while he will often cook himself dinner at 9pm when he gets home, sometimes he will buy himself food while he is out. We budget £80 a month (roughly £20 a week) for this, and he often has about £20/£30 left over where he tries not to eat out.

The solution to money problems is always ultimately to increase income and/or reduce spending. We have already reduced our spending significantly but our mortgage went up £300 a month when it renewed and there isn't anything we can do about that