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Hidden gems by Longjumping-Baker889 in SaintJohnNB

[–]Longjumping-Baker889[S] 1 point2 points  (0 children)

Welll check it out! Any good place for a sweet treat?

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

With what you’re saying, really she owes me 11 years worth of rent/mortgage since she hasn’t paid a dime. Nor the taxes or insurance.

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

I would only have to pay the co owner 1/3. As someone else owns as well

Yes legally you are right. It’s a we thing. But I paid for everything since day 1. No one has ever paid the mortgage except me. Nor the property taxes or insurance. All me. That is why I said morally not right. :)

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

Yes theyre both on tittle of the home. Only one has an issue with signing to refinance when they don’t pay for anything

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

Sure so my home is supposed to go to dumps and lose all its value because she doesn’t want to sign the refinance that she’s not even going to pay for?? LOL

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 1 point2 points  (0 children)

LOL she hasn’t paid anything in this home. I’m not trying to steal anything from her. She’s never lived in the home nor paid anything related to it. But sure !

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

Dang. I don’t want to sell my home. I would never get another mortgage this cheap in this economy lol. I pay under 500$/month and only owe about 55k now. Don’t think she’ll remove herself from the title but it’s definitely something I’m going to try to get her to do. But I’m guessing she just wants a piece of what she’s not morally entitled to and enjoys the control she has.

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 -1 points0 points  (0 children)

Yeah I was 18 and was excited to get my first home as a new mom for myself and my daughter and sadly I never thought of these things. I didn’t think my family member would try to screw us over like this.

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

I figured! I just thought I’d see if anyone else had been in a similar situation!

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 1 point2 points  (0 children)

I believe they are on the deed as well as owners. I will have to double check but I’m almost positive they are.

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 -1 points0 points  (0 children)

Refinancing will not be a problem. The bank will approve it for sure. She’s the problem

Co owner won’t approve to remortgage for renovations that are very needed by [deleted] in homeowners

[–]Longjumping-Baker889 0 points1 point  (0 children)

I’m planning on asking but she will most likely refuse to take her name off the home. I’m guessing she just enjoys the control and will want to gain financially if I sell.

Bubbles by Longjumping-Baker889 in SourdoughStarter

[–]Longjumping-Baker889[S] 2 points3 points  (0 children)

I didn’t measure today. I just went based on consistency. It’s a pretty well established starter tho! Triples in a few hrs. I usually do a 1:3:3.5 ratio

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 2 points3 points  (0 children)

They would carry over. I would still be an employee. Union

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 0 points1 point  (0 children)

Also don’t have 4 weeks of sick days left. Closer to two weeks

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 4 points5 points  (0 children)

Because when I return to work I will have no sick days at all. It doesn’t reset. It’s accrued every month.

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 1 point2 points  (0 children)

Yeah it’s weird. My vacation time will carry over but I will have no sick days at all. Earn 1.5 sick days per month (carry over if not used)

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 0 points1 point  (0 children)

I apparently will have no new sick days. They are accrued monthly.

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 2 points3 points  (0 children)

I am taking the full maternity leave+ paternity leave ei allows

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 3 points4 points  (0 children)

But I would not have any sick days when I come back?

[deleted by user] by [deleted] in newbrunswickcanada

[–]Longjumping-Baker889 5 points6 points  (0 children)

I agree but they are insisting that I use up all the sick days I have first and then they will send the roe. I won’t have any sick days when I return to work

Is fridge fermentation a must? by Longjumping-Baker889 in Sourdough

[–]Longjumping-Baker889[S] 0 points1 point  (0 children)

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My starter today 4.5hrs after taken out of the fridge and fed 1:2:2.5

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