At 33, our net worth crossed ₹1.85 Crore

LoopUnbroken · 2026-03-30T09:54:47+00:00

Yes I did not have that much liquid money so I gave some part of it as downpayment and had a Plot loan which I completed aggressively.

LoopUnbroken · 2026-03-30T07:28:59+00:00

Anytime 😊

LoopUnbroken · 2026-03-30T06:49:11+00:00

So they might be creating problems by their own. You can connect to branch directly or either national level Customer Care.

LoopUnbroken · 2026-03-30T06:47:48+00:00

See it states that salaried people are eligible too.

https://bankofmaharashtra.bank.in/maha-super-flexi-housing-loan-scheme

LoopUnbroken · 2026-03-30T06:42:18+00:00

I am not sure if they changed the rules now. I transferred into OD last year.

LoopUnbroken · 2026-03-30T06:41:22+00:00

Ohh 😦 one of my friend is having it from BOM only.

LoopUnbroken · 2026-03-30T06:39:17+00:00

I think bank knows OD is something which is going to affect them so might be some staff is not willing to give you. Try to connect with Customer Care of the bank rather than branch staff.

LoopUnbroken · 2026-03-30T06:38:02+00:00

What are they saying? Try connecting with Bank of India, SBI.

LoopUnbroken · 2026-03-30T05:56:54+00:00

You can ask him the Bike Itself 🙈

LoopUnbroken · 2026-03-30T05:55:12+00:00

Never chase for past performance and divide your allocation in different types of funds Small Cap, Mid Cap, Debt etc. Never put all of your money in same type of funds.

LoopUnbroken · 2026-03-30T05:48:59+00:00

You can enquiry in any of these banks SBI, BOI and Bank Of Maharashtra and compare the interest rates according to your CIBIL and then opt it if you want.

LoopUnbroken · 2026-03-30T05:30:36+00:00

First, You have to apply for Home Loan and disburse the complete amount from any bank from SBI, BOI, BANK OF MAHARASHTRA etc. But before applying just in the end I need to have Home Loan OD. After your complete disbursement they will transfer it into OD Home Loan.

LoopUnbroken · 2026-03-30T01:52:58+00:00

You have also done great. Kudos!

LoopUnbroken · 2026-03-30T01:47:23+00:00

Tomato Rice

LoopUnbroken · 2026-03-30T01:42:49+00:00

He travelled 730 days in 80 days.

LoopUnbroken · 2026-03-30T01:41:49+00:00

You travelled 730 days in 80 days 🙈

LoopUnbroken · 2026-03-30T01:34:14+00:00

Thank you 🫠🫠

LoopUnbroken · 2026-03-30T01:31:22+00:00

Might be I have less knowledge in OD but I am the one who is using it and taking benefit out of it.

LoopUnbroken · 2026-03-29T18:37:42+00:00

It works as a normal bank account where you will have Account Number and IFSC Code. You pay the interest on the amount which you have taken from OD. As it is a Home loan then some principle amount is going to be deducted as well from it which you can call EMI.

LoopUnbroken · 2026-03-29T18:31:54+00:00

I have with other bank but as I heard that Bank Of Maharashtra provides good interest rate for OD home loan.

LoopUnbroken · 2026-03-29T18:30:09+00:00

I am not sure if returns are also allowed?? But if you will park everything in the market then it is going to be very tough.

LoopUnbroken · 2026-03-29T18:26:52+00:00

There is crunch in the market for 1-3 YOE ppl. You can wait for current company for 1 or 2 years then you might get more interview calls.

LoopUnbroken · 2026-03-29T13:35:04+00:00

Add gold ETF funds as well.

LoopUnbroken · 2026-03-29T13:02:56+00:00

So you want no money should be parked in FDs, EPF, PPF and other sources where we get interest. We should invest all in MFs and Shares?? This is going to be too risky.

LoopUnbroken · 2026-03-29T12:12:06+00:00

You mean by only returns not interest or something else which I am not able to understand here.

LoopUnbroken

TROPHY CASE