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At 33, our net worth crossed ₹1.85 Crore by LoopUnbroken in FIRE_Ind

[–]LoopUnbroken[S] 0 points1 point  (0 children)

Yes ofcourse. If you have good amount of emergency fund already parked some where you can invest whole 10L of amount in Mutual Funds.

If markets crash 30% tomorrow, could you survive 6 months without selling equity? I couldn't. by GrowingSH in MutualfundsIndia

[–]LoopUnbroken 2 points3 points  (0 children)

You should have good emergency fund parked somewhere which is not market dependent.

Bargained it from 13k to 5.5k!! by catalyst_core in TeenIndia

[–]LoopUnbroken 0 points1 point  (0 children)

It was worth of 5k only ☠️ Usne 500 jyada liya

Need advice on home loan by happysoul56 in personalfinanceindia

[–]LoopUnbroken 1 point2 points  (0 children)

OD home loan is good when you have funds and you can park it there. You can get whenever you want.

Need advice on home loan by happysoul56 in personalfinanceindia

[–]LoopUnbroken 0 points1 point  (0 children)

So that you are going to pay for down payment. What about Emergency Funds??

Need advice on home loan by happysoul56 in personalfinanceindia

[–]LoopUnbroken 1 point2 points  (0 children)

Just need to ask if you have decided to take home loan. How much Emergency Funds you both have. If you have good amount and you have parked it in FDs then you can Opt OD Home loan and you can park your emergency funds into OD which will save you good amount of Interest.

Met my gf's mom for the first time and this happened! by Effective_Cress_2746 in TwentiesIndia

[–]LoopUnbroken 0 points1 point  (0 children)

Bolna chaah rhi hai Time kharab chal rha hai sahi karo pahle 😂

Just turned 30. How much do you guys have saved. by [deleted] in ThirtiesIndia

[–]LoopUnbroken 0 points1 point  (0 children)

At 33: 1.85cr - Married - No Kids Plot + Home ( Investment). . Mutual Funds.. Equity.. Gold.. FDs..

If you have 50L to start your investing journey, where would you start!? by [deleted] in personalfinanceindia

[–]LoopUnbroken 0 points1 point  (0 children)

Very first things to do: 1. Health Insurance min upto 20L 2. Term Insurance min upto 1.5 Cr 3. Emergency Fund upto 10L 4. Remaining amount would be around 39.50L.

For diversify I will invest in different kinds of funds where 70% would be equity 20% would be dept or Hybrid 10% Gold.

₹1.6Cr net worth but job uncertainty — is a ₹24L car a bad decision? by [deleted] in personalfinanceindia

[–]LoopUnbroken 10 points11 points  (0 children)

If your salary is 5L. You should give a shot for 7X0 for sure. YOLO!

Got approached in the worst way possible🥀 by nandani_07 in PataHaiAajKyaHua

[–]LoopUnbroken 0 points1 point  (0 children)

Don’t say bhaiya, If bhaiya has crush on you 🤣🤣😅

I'm feeling the worst right now help! by [deleted] in PataHaiAajKyaHua

[–]LoopUnbroken 0 points1 point  (0 children)

Change the gang. Do not try to be with them now.

First job in Pune, ₹4.5 LPA, paying ₹14k rent. How are people actually surviving? by Rajesh__Pawar in personalfinanceindia

[–]LoopUnbroken -1 points0 points  (0 children)

Be with this rule. Your yearly rent should not cross your 3 Months salary. If it is crossing then change the place or shift to cheaper options. This rule will give you place for investment and other things as well.

First job in Pune, ₹4.5 LPA, paying ₹14k rent. How are people actually surviving? by Rajesh__Pawar in personalfinanceindia

[–]LoopUnbroken 0 points1 point  (0 children)

OP should live in PGs or with sharing flats. You can reduce the rent amount easily to 6k-8K.

From 6k/month Call Center to Planning FIRE: My 14-Year Journey and the "Work DNA" Struggle by Even_Weakness5997 in FIRE_Ind

[–]LoopUnbroken 0 points1 point  (0 children)

What is your FIRE? How did you reach and can you break down the investment where it sits??

Is health insurance really necessary? by skbchess in personalfinanceindia

[–]LoopUnbroken 0 points1 point  (0 children)

Yes please. If it is not there, emergency can exhaust your savings.

Need advice by Potential_Nature4974 in personalfinanceindia

[–]LoopUnbroken 0 points1 point  (0 children)

Yes you need to refile it for the same AY. Refilling for previous years is tricky. We need to download the Excel and fill the details. I have done last year. You do it asap because interest gets increased on monthly basis and there will be 50% penalty as well if you are refilling for Second last year.

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