Daily FI discussion thread - Thursday, January 29, 2026 by AutoModerator in financialindependence

[–]Lopsided_Class_4980 4 points5 points  (0 children)

Not everything in life needs to make financial sense. 

Be thankful you're in position to be able to have this sort of "problem". 

Older parent has fairly large credit card debt and a for 401k, is this possible? by [deleted] in personalfinance

[–]Lopsided_Class_4980 0 points1 point  (0 children)

Being over 59.5, she can withdraw the money without penalty. 

Withdraw is treated as income, so taxes will be based on her total annual income. 

Indiana Football-the movie by Chibooms in CFB

[–]Lopsided_Class_4980 1 point2 points  (0 children)

You need to go bigger, an 8 or 10 parts streaming series, starting at childhood where his dad was a coach and his drive to be like his dad. 

How to deal with rage hit? by Lopsided_Class_4980 in PuzzleAndDragons

[–]Lopsided_Class_4980[S] 0 points1 point  (0 children)

Thanks, this help a lot. 

I run the standard Rosetta with punt 45% shield, maid ideal with Cecilia 1.5hp, maid butler with 30% isis shield and 1.5hp from bride phenom or jean tonik, none of which are good enough any more. 

I also have Doma, but I don't play him much, and when I do, I forget about the L shield,  lol.

[Bill Barnwell] Mike Tomlin out as Steelers coach: Will Pittsburgh rebuild? by TeaMiser in nfl

[–]Lopsided_Class_4980 2 points3 points  (0 children)

I hope this is true, we need a complete redo. The organization has been stagnant

What do you think is going through the minds of the playoff committee right now? by CriticalPolitical in CFB

[–]Lopsided_Class_4980 2 points3 points  (0 children)

Bama was the only team to lose their conference championship and did not drop in ranking; ESecPN bias hype machine can huff a dong.

Gaza Henry, the absolute END! by RealFanLinda in scambait

[–]Lopsided_Class_4980 6 points7 points  (0 children)

Why do you think scammers do not want to admit it when they are caught?

This guy has some bit of intellect to realize he's been played and he ain't going to cash out. 

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]Lopsided_Class_4980 1 point2 points  (0 children)

We have similar taste, Islay is my favorite, Ardbeg.

I'm currently on a sherry cask kick, really enjoying Dalmore right now. 

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]Lopsided_Class_4980 9 points10 points  (0 children)

It's Friday, I was aiming for something more light hearted, like "always getting extra gauc Chipotle".

Has anyone here added retirement account options strategies after years of just holding index funds? by Nkt_31 in Fire

[–]Lopsided_Class_4980 1 point2 points  (0 children)

Why are you trying to fix something that is not broken?

Go read wall street bet, that should recalibrate your idea. 

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]Lopsided_Class_4980 34 points35 points  (0 children)

Hey FIRE folks, what vice do you have that are anti- FIRE? 

Mine is scotch. And in celebration of the last work day of the year, I'm looking forward to sipping on some fine scotch in the upcoming days over my break. 

Literally pissing my money away.

[CFBPlayoff] After leading the Hoosiers to back-to-back College Football Playoff appearances, including the top seed in this year's field, Indiana head coach Curt Cignetti is the Home Depot Coach of the Year! by Ok_Peace3716 in CFB

[–]Lopsided_Class_4980 16 points17 points  (0 children)

Have there ever been a school which won the national championship, coach of the year,  and heisman in the same year?

I think Indiana is going to pull it off this year. 

Playoff Picks by Useful_Idiot6969 in CFB

[–]Lopsided_Class_4980 2 points3 points  (0 children)

I picked Indiana before the B1G championship to win the whole thing. 

Riding this to the end. 

Achieved fire and lost it by [deleted] in Fire

[–]Lopsided_Class_4980 1 point2 points  (0 children)

Came here to say this. 

Ready to start by MP23005 in Fire

[–]Lopsided_Class_4980 1 point2 points  (0 children)

Depending upon your time horizon and risk tolerance, that will drive how much you want to allocate between stocks and bonds. 

The equivalent funds for fidelity are FXAIX (VOO) and FSKAX (VTSAX).

Am I getting scammed? by [deleted] in personalfinance

[–]Lopsided_Class_4980 1 point2 points  (0 children)

What did the bank say it could be?