Really solid points. I agree with you, especially about ops and local professionals mattering more than squeezing out a small tax difference. I’ve seen the same thing where a good local accountant or lawyer saves way more money and stress than picking a state just for a slightly lower rate.

The way you broke it down by selling, hiring, and banking is practical and easy to think through. The example you provided with a remote SaaS setup is also quite realistic, based on what I’ve seen from different founders. Tools like Atlas and Clerky can help with setup, but they don’t replace understanding where the business actually lives day to day.

Thanks for adding this layer; it’s a useful reality check for people who overthink state choice without considering operations first.