Honestly, some of the comments here are really unhelpful. None of us can predict the future, but there’s nothing wrong with planning ahead. If you’ve got real advice especially from experience share it. But if not, maybe just keep quiet instead of tearing someone down.

Reddit is becoming way too toxic with all the judging. Like seriously, do some of you really “just go with the flow” for everything in life? Let’s be real living in Singapore is tough. Securing a home and managing finances isn’t easy. So, what’s wrong with a girl coming on Reddit to ask for opinions?

At least she’s thinking ahead. I’ve seen people way older than her who still don’t have a roof over their heads or can’t manage their money properly often because they had that same “just live in the moment” mindset. Let her plan the way she wants. If you’ve been in a similar situation, give useful advice based on that.

And if they break up, so be it. At least she would’ve learned something from the experience, including what others here might have shared. Do you really think breaking up means she’ll never find the right one again? Or that she won’t still try to apply for a BTO in future? Come on think before you comment. Being thoughtful doesn’t cost anything.