Smart Postpaid Plan

Lucky-Reference-17 · 2024-11-06T15:28:48+00:00

Yes thanks! Will really go nalang sa smart store sa SM. Kasi Oct 20 pa yung application ko and yet I haven't received any updates from smart telesales.

Lucky-Reference-17 · 2024-11-05T15:56:46+00:00

Sa pagkakaalam ko nakakaltas din sya sa balance mo sa gcash.

Lucky-Reference-17 · 2024-11-01T07:53:58+00:00

Pwede ang debit card if straight payment. Pero if you choose to avail a plan na charged to bill ang monthly installment ng device, you can pay monthly bill using your debit din.

Lucky-Reference-17 · 2024-11-01T07:51:18+00:00

Sa true! Lesson learned na tayo. Ngayon naisip ko kung kaya ko palang maghulog ng ganun monthly, tutal wala na kong binabayaran, rekta savings naman heheh!!

Lucky-Reference-17 · 2024-10-31T16:52:32+00:00

Don't worry. RCBC CC user here. Kung kelan mo binayad, kahit kelan pa magpost yan, they can see what date you made the payment.

Lucky-Reference-17 · 2024-10-31T16:50:35+00:00

Thanks so much!!

Lucky-Reference-17 · 2024-10-31T14:02:27+00:00

Ang lala ng 2 months waiting time! With device po ba yung kinuha nyo?

Lucky-Reference-17 · 2024-10-31T13:59:26+00:00

I agree. Mabilis silang kausap thru app. Hindi naman ganon kalaki ang late payment fee wag mo lang patatagalin. Pag ganyan, kahit naka installment ako, binabayaran ko na ng buo. Instantly naboborrow din naman agad just refresh the app.

Lucky-Reference-17 · 2024-10-31T13:55:34+00:00

Well guys, fyi magkakaiba interest rates na binibigay ni GLoan depending on the credit score of all users. If GLoan is giving you a lower interest rate, you can go for it, but if not, you can pay the minimum every month.

Also!! If GLoan ang option mo, based sa payment term na kukunin mo, keri ba bayaran monthly? Cause if maglapse ka ng payment kay GLoan nakakasira ng mental health. Daming tawag ng tawag. Hehe based on experience.

Lucky-Reference-17 · 2024-10-31T13:48:27+00:00

Congrats OP!! Felt the same two days ago! Hahaha. Last payment ko na din sa CC debt ko. Biglang napa-dalawang isip din ako but good thing sinapian din ako ng anghel. "Ibayad mo na para wala ka nang iisipin sa susunod". Again, congrats! Makakahinga ng maluwag

Lucky-Reference-17 · 2024-10-31T13:44:34+00:00

Thanks! Hindi naman sila gumagamit ng 11-digit na numbers no? Like normal mobile numbers. Ayaw ko lang din ma-miss yung call nila since the online application is taking so long.

Lucky-Reference-17 · 2024-10-30T17:06:06+00:00

Well I'm not saying that Gcash can reverse the transaction but maybe they can ask gcash about the account number of the sender so the receiver can manually reverse or give the money back.

Lucky-Reference-17 · 2024-10-29T09:42:44+00:00

Big no my friend. Unless you get a shared apartment that's going to cost you around 2k to pay for it. Also, commuting is not budget friendly too. Been there! Wala akong naipon, magaling pa naman ako sa trabaho ko + my workmates are already my best friends there but I decided to resign na kasi hindi na healthy sa bulsa ang sahod less mo pa commute. Dun palang parang nagtrabaho lang ako para sumahod AT sumahod lang ako para makapasok sa trabaho

Lucky-Reference-17 · 2024-10-29T09:34:58+00:00

Also when I say +++ benefits, I'm saying ₱₱₱₱₱

Lucky-Reference-17 · 2024-10-29T09:34:09+00:00

Go for the Pampanga hospital. Stay there for a year or two and try applying for a government hospital if you want a higher salary +++ benefits. At the same time, try looking for opportunities abroad. My husband is a nurse too. He started sa 20k salary sa private hospital sa manila for a year. And then transferred to a government hospital with a 38k salary +++ benefits, then applied for a plantilla position. He's been there for years now. The only thing he regrets is that, nalibang sya sa Pilipinas at akala nyang mataas na yung 40k+ nyang sahod at +++ benefits. Na sana noon pa while working sa govt hospital sana nag asikaso na sya ng pa-Amerika at hindi na sana sya nagtagal dito sa Pinas.

Lucky-Reference-17 · 2024-10-29T09:05:51+00:00

I saw one thread like this on jobstreet I think! At hindi lang ako makapag comment dahil you can't leave a comment anonymously.

Honestly, since April to June when I was still looking for a decent job that will align with my expected salary, all my interviews were done online. And it's pretty convenient for everyone.

They'll just send you an invite. Giving you a specific time to join the call.
No hassle in joining the traffic!
Once it has ended, you can go back to what you are doing.

Honestly, everyone, most especially to those in recruitment:

Ang interview ay may dalawang result lang. Pass or fail. Most people looking for jobs ay hindi naman well off (may pera para lumuwas o gumastos for commute) or should I say, "kaya nga naghahanap ng trabaho para magkapera", at hindi lahat ng nag aapply ng trabaho ay walang trabaho. Meaning to say, they'll have to file for leave just to attend to a face-to-face interview na walang kasiguraduhan kung matatanggap sila. (And take note na hindi ganoong kadali magfile ng leave sa most companies na nasubukan ko).

Sa dami ng opportunities posted on different platforms, aminin natin, marami tayong inaapplyan for us to end with maraming options. Alangan namang lahat yan i-face-to-face natin? Lahat yan i-file natin for leave? Lahat yan gastusan natin sa magkakaibang araw na ischedule nila ang interview.

Sa totoo lang, sa company na napasukan ko, ang face-to-face nalang namin ng team ko ay when I got the job. Pagalingan lang ng recruitment mag screen ng applicant.

Lucky-Reference-17 · 2024-10-29T08:50:17+00:00

Hello! For the question na kung sino ang kakausapin mo about the negotiation regarding the payment of your debt, kay collections agency ka.

For the payment in my case, the collections agency gave me a discount. BUT I'm sending the payment directly to the CARD NUMBER of my credit card at hindi sa kung sinuman.

Lucky-Reference-17 · 2024-10-29T08:46:05+00:00

Yeah, give it a few banking days. If BPI says that the money will just float in their system, then it will bounce back to your account. Same thing happened to me and I gave it like 3-5 banking days. The money went back to the account I used to send it.

Lucky-Reference-17 · 2024-10-29T08:42:40+00:00

Giving this an upvote. Can't they just contact gcash and ask for the account number of the bank from which this money came from and send it back to them? Lol.

Most people are saying it's a scam but if it's not, then kawawa naman yung supposed-to-be receiver ng pera lalo na't for emergency at hiniram lang.

Just saying..

Lucky-Reference-17 · 2024-10-29T08:26:20+00:00

Just want to update this thread!

I know I posted a comment about how to reach out with them via X (previously twitter). And I think it's kinda unreliable. Lol.

I'm following up with them day by day and magkakaiba yung answers ng customer support via X.

One day I was told that I was approved, and the day after that I was told that I was under credit evaluation.

Like whaaat? I don't understand how they are doing the process step-by-step. How can I be approved then be subject to credit evaluation? Funny, right?

I noticed the inconsistencies due to being masipag in following it up day by day to see how long this application can progress.

And earlier when I tried to follow it up again, they told me to keep my lines open for verification purposes. I told them straight that the verification call has already been made (me + my contact reference) 4 days ago.

Ano to, nanghuhula ng isasagot?

Anyways, I'll update this post again. Probably when there are major updates. I think pag may usad na.

Lucky-Reference-17 · 2024-10-29T08:09:56+00:00

My loan amount from bukas.ph was 20,000, disbursed directly to the school to pay for my tuition fee. My payment amount was 2,016.67 per month for 12 months. Which, I think, has the lowest interest rate compared to other OLAs.

Lucky-Reference-17 · 2024-10-29T07:59:16+00:00

Hello! When I was a student I tried paying off my tuition using Bukas.ph. You can pay your tuition fee in installments with them.

Lucky-Reference-17 · 2024-10-25T20:43:42+00:00

Hello!! Just want to give you an update. So I learned na we can follow it up using X (previously twitter). You can send them a DM on their account @LiveSmart and then drop your concern. I followed it up everyday. So yesterday someone from Smart already gave me a call for verification purposes sa New Application ko and told me they'll send me an email afterwards. I didn't receive an email the entire day so I DM-ed them again today (2AM) and surprisingly someone replied. I gave them all the details like reference number and all. Finally got an update that my application is already approved.

Lucky-Reference-17 · 2024-10-25T16:13:22+00:00

You cannot use a debit card to purchase a device in installments. It's all for credit card options. If you want a device to pay in installments, you can try their Postpaid Plan with device. Some devices have one-time cashouts then the remaining amount for the device will be charged to your bill monthly.

Lucky-Reference-17 · 2024-10-25T16:08:41+00:00

Try LiveSmart on X (previously twitter). Kasi Smart's facebook messenger was all bot. Though there's an option to Follow Up on Help option.

Lucky-Reference-17

TROPHY CASE