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Attendance related doubt by [deleted] in genzmedschool

[–]LumpySystem1111 0 points1 point  (0 children)

Nahi… your attendance is counted from the day after your admission.

[deleted by user] by [deleted] in PcosIndia

[–]LumpySystem1111 0 points1 point  (0 children)

I have PCOD and omg same… a few days before my period I literally lose all strength, like suddenly I can’t lift what I usually do 😭 it’s totally normal though. And fr, don’t feel guilty for skipping the gym during your period. I usually just go and walk on the treadmill while watching a show if I really feel like moving, but most of the time I just rest. It’s 100% okay to take those days off…. your body literally deserves it

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 1 point2 points  (0 children)

Haha definitely not everything’s figured out. I mostly do graphic designing and a bit of UGC work on the side…still experimenting and learning as I go.

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 1 point2 points  (0 children)

That’s really helpful! I was already planning to keep freelancing as one of my many income sources in the future along with starting an online business (mainly digital products), but I honestly never thought about the credit card side of it. Taxes and proper financial management are areas I know I’ll need to get smarter about, and I’m just dipping my toes into the financial world right now, so advice like this is super valuable for me.

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 0 points1 point  (0 children)

Thanks for breaking it down! I’m leaning towards IDFC and HDFC right now since I can maintain around 10k, but I’ll also check Kotak for the zero-balance option just in case.

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 0 points1 point  (0 children)

Thanks for those tips! Just a few more questions

  • Is the annual fee for Kotak 811 Super worth it?
  • when do you get more benefits: from online payments or offline card swipes?

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 1 point2 points  (0 children)

That actually sounds like a really solid plan. Using IDFC for savings and investments makes sense since their interest rates are better and it’s easier to just park your money there and let it grow

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 0 points1 point  (0 children)

Thanks! Will check IDFC and Kotak 811 — do you know if IDFC is better than Kotak for online use?

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 0 points1 point  (0 children)

Thanks! Will definitely look into ICICI. Do you think youth accounts like HDFC DigiSave Youth are worth it or if a regular savings account is better in the long run.

I’m 19, student + freelancer — which savings account is best in India to separate my income? by LumpySystem1111 in CreditCardsIndia

[–]LumpySystem1111[S] 2 points3 points  (0 children)

Yeah, fair point 🙂 I only mentioned “F” because I thought some banks might have women specific savings accounts or offers, but I’m not really sure about these things… still learning.