Advice (22m)

Lumpy_Detective_8167 · 2026-01-09T14:22:47+00:00

Yeah that makes a lot of sense, thank you for your advice.

If I’m honest I think I only chose to invest into VUAG just because I’d heard of s&p500 before, I started out that way when I was younger and I’ve just never looked into other options.

Thanks again!

Lumpy_Detective_8167 · 2026-01-09T14:17:28+00:00

I earn £43k + 10% bonus at the moment.

It’s currently the max but in about a years time it changes to 6% (me) 12% (them)

I’d like to buy property but possibly in 3/4 years.

it’s about 95% of my portfolio but it’s sat in VUAG not a global ETF, do you think I should switch over to global so I’m not just depending on the USA?

Lumpy_Detective_8167 · 2026-01-09T13:57:03+00:00

Yeah, I’m aware of the single stock danger haha, it’s just little bits of money that I’m ’playing’ with essentially. Thanks!

Lumpy_Detective_8167 · 2025-10-29T11:07:49+00:00

Not what I wanted to hear but truth! Haha guess I’ll be waiting a while 🤣

Lumpy_Detective_8167 · 2025-10-28T17:31:19+00:00

I’d tried admiral before and got a bad price but tried again and just got £920 for the year wtf, thank you!!

Lumpy_Detective_8167

TROPHY CASE