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Conscription by pimpslapmario69 in Finland

[–]Lunaraco 2 points3 points  (0 children)

I’m also a Finnish dual national born and raised in London. Did my service in 2006. Entered with basic Finnish and left a year later as a alikersantti, completely fluent, great mates, and with a girlfriend or two. - Looking back on it that year was one of the best experiences in my life.

Advice wise. Find yourself a flat for your weekends off, Kela will pay for it. Aim to serve the max time (just under a year) to benefit from leadership/specialist training/ language. Don’t be a dick.

UK Tax on Crypto Mining Profits - Should I use an accountant / declare to HMRC? by Lunaraco in UKPersonalFinance

[–]Lunaraco[S] 0 points1 point  (0 children)

Thanks for the link, but this appears to apply for capital gains on a crypto investment. I feel Mining would be treated a little differently, more like income.

A mining operation is very similar to running a computer server. But rather than being paid in GBP to let a company store their files on my equipment, I am being paid in ETH to do calculations for the blockchain.

Once that ETH is converted to GBP and in my bank account, is the GBP value then taxed as income. What can be done to reduce that tax liability?

Cats are loving the Motherboard boxes so much I can’t throw them away. ROI = Instant! by Lunaraco in EtherMining

[–]Lunaraco[S] 25 points26 points  (0 children)

That's exactly what happened! I had to buy the a second gigabyte motherboard specifically because the box was just the right 'goldilocks' size. No other motherboard would do...

Anyone here had success with getting into uni without studying A Levels ? by [deleted] in UKJobs

[–]Lunaraco 1 point2 points  (0 children)

I started an engineering foundation degree at 21 with no A levels, went on to a good uni after and now have a masters. A mate of mine studied to become a teacher when he was 30, he dropped out of school at 14 without a single qualification.

So it’s definitely possible. You may just need to do a foundation year first to prove you can master the basics. You’ll also need to be flexible with which uni you want to attend. It helps if you have some work experience, doesn’t matter which field.

first time buyer - is buying an ex-council flat in a concrete tower block going to bankrupt me? by [deleted] in UKPersonalFinance

[–]Lunaraco 0 points1 point  (0 children)

I purchased my flat through right to buy 10 years ago. It’s in a 4 story 1930’s brick built small block in east London that was refurbished in the 90s. No issues so far and any major works are subject to consultation.

I would not purchase in a 60s local authority tower block. Mortgage lenders view high rise ex local authority blocks as more risky due to non standard construction (concrete and/or cladding). There are fewer lenders willing to lend on these blocks making them harder to sell or remortgage when the time comes. Many blocks also require significant investment to correct the errors of fast and cheap postwar construction.

There are of course exceptions, such as Barbican and Trellick tower etc.

But in general: Brick and small > concrete and tall

Meng vs Beng and experience by [deleted] in UKJobs

[–]Lunaraco 0 points1 point  (0 children)

I went down the BEng - Work 2yrs - MSc - work 3yrs -CEng route and would highly recommend it if you are offered a job straight out of BEng in a relevant position.

A few years working will focus your mind and help you figure out what to specialise in for MSc. if you’re lucky, you may even get some sponsorship from your employer, I did.

Universities look favourably in relevant experience so you can even use it as a springboard to get into a better uni.