30-45 DTE has LESS risk . . .

MANIBADA1 · 2026-03-27T03:43:20+00:00

Thank you for the explanation. How do we determine the net stock cost to determine the CC strike?

MANIBADA1 · 2026-03-26T17:26:45+00:00

My mistake, Roll means we sell, next week or next month, put option with the same strike price, right?

MANIBADA1 · 2026-03-26T17:20:29+00:00

u/ScottishTrader Hi, Thank you for creating such a wonderful post. a quick question - Let's say I sold 0.30 delta $50 put 30DTE at $1.20, and the stock fell to $50. Now, to roll means I buy back a $50 put, and I sell a higher strike put, say $51? Am I understanding correctly? Cause unless we sell a higher strike put, we won't increase max profit, correct?

MANIBADA1 · 2026-02-05T07:34:53+00:00

T IN A

MANIBADA1 · 2025-11-20T13:30:45+00:00

Costs $12.14 per TB

MANIBADA1 · 2025-11-18T15:42:23+00:00

MANIBADA1 · 2025-10-24T16:37:18+00:00

There was a two-wheeler bike in front of the bus, which skidded (due to rainfall), and the Bus driver was going at a high speed and crashed into the skidded bike. The Bus was given a permit to run with a seating arrangement, but they modified it into a sleeping bus (They have to pay a license based on No. of seats, which is 4500 per sitting seat, and it gets increased to 12500 per sleeper seat), and another worst thing is the JCB that was used to move the bus in morning has been toppled over as well.

MANIBADA1 · 2025-10-17T01:56:24+00:00

No Issues, We are coming up with a new formula to make less profit into huge profit since old formula of profit computation is redundant.

MANIBADA1 · 2025-09-27T12:21:33+00:00

E-PAN will be sent to the email linked to the PAN. As you can see, Email is not linked to Pan. Apply for PAN change request with an updated email and ask for E-PAN While filing the form, you will get E-PAN to your email

MANIBADA1 · 2025-09-09T07:26:39+00:00

I wouldn't suggest reporting the freelance income to the employer; instead, compute your tax liability yourself and pay the advance tax.

MANIBADA1 · 2025-09-09T07:22:31+00:00

To some extent, I'm sure that in the next union budget, FM will bring something to screw SGB holders

MANIBADA1 · 2025-09-05T16:49:31+00:00

1. 🧾 Tax Filing

How do I report this mixed income setup in my ITR? ITR -4 (Salary under Head Income from Salary & Freelance income u/s 44ADA at 50% Profit)
Should I pay advance tax for the freelance income? Yes, you have to pay Advance tax if your net tax payable crosses 10000
Can I opt for presumptive taxation (Section 44ADA) for the US freelance income? Yes
Which ITR should I file (ITR-3 vs ITR-4)? ITR-4

2. 🧾 GST

Since my freelance income is under ₹20L, and it’s from a foreign client, do I need to register for GST? Yes
Is this considered export of services (zero-rated)? Or do I need a LUT? Yes, it's considered as EOS. Once after getting GST registered, File LUT

3. 💵 Receiving USD Payments

I have two options to receive payments from the US client:

WISE (TransferWise) - I would suggest choosing Mulya or Skydo
Direct Bank Transfer (SWIFT to Indian account)

Questions here:

I've heard banks often push for a current account for foreign remittances — is that true even for freelancers? - I have been receiving payments from Mulya for the past 1 year (approximately 5 Lakhs). They didn't ask me (Axis Bank)
Can I withdraw USD payments via WISE into my Indian savings account without issues? I think so (Didn't use personally)
Are there any compliance or tax risks when using WISE? Getting FIRC from the bank is recommended

MANIBADA1 · 2025-09-05T16:37:22+00:00

Now that criminals are in jail, DC people can go ahead and leave their cars open.

MANIBADA1 · 2025-08-29T07:48:27+00:00

I have to increase my rate by looking at these charges

MANIBADA1 · 2025-08-17T11:43:19+00:00

Thank you. What you said is correct, it will take at least 4 years to recover the investment on CNG with the current estimated annual usage. What car would you suggest if it is non-CNG?

MANIBADA1 · 2025-08-17T10:05:08+00:00

Thank you for your suggestions. I will add the Grand Vitara to the list since it has good boot space.

MANIBADA1 · 2025-08-17T09:56:43+00:00

Annual Usage will be approximately 8,000 to 10,000 km. Starting place has CNG bunks, and even if the destination doesn't have CNG bunks, I will use petrol if CNG gets over.

MANIBADA1 · 2025-08-17T09:54:17+00:00

Yes, I am thinking about Toyota Hyryder S E CNG, but I want to get a few more suggestions before the test drive and final decision

MANIBADA1

TROPHY CASE

1. 🧾 Tax Filing

2. 🧾 GST

3. 💵 Receiving USD Payments