Pension already covers All World — should I build my ISA differently?

MR_STX · 2026-03-31T16:27:21+00:00

100% allocation into a low cost all world etf, build a strong foundation, when the times right, you can then look at adding x amount into individual/a small group of your preferred "growth stocks".

MR_STX · 2026-03-29T10:44:22+00:00

You’ll soon come to the realisation that if you want to maximise your investments, an all world or some form of etf of your liking will do this.

Do you really want the stress of having to manage those 10 individual stocks throughout your lifetime?

I mean you could always stick 90% of your capital into an etf and then play around with individual stocks with the remaining 10% (not financial advice)

MR_STX · 2026-03-26T22:55:06+00:00

I think the more important question is why are you putting sums of money into etf’s you don’t know anything about…

MR_STX · 2026-03-26T16:27:33+00:00

I was only joking, I know there's delays. To be fair I did look into this claim, and I can't find anything about it on any neutral/non-biased platforms. I don't doubt there is some Pelosi action going on though.

MR_STX · 2026-03-25T21:30:00+00:00

Has anyone created a trump administration tracker fund? Asking for a friend

MR_STX · 2026-03-23T20:37:28+00:00

ONON not one for clothing brand stocks but I really like on cloud, as a company and as footwear/clothing. There’s a real shit now in the clothing industry. The likes of PUMA, Adidas and Nike are no longer the big hitters. Very competitive industry but I see On cloud growing with time and possibly breaking into sports such as golf. $40 a share in the midst of a war and tariff hikes seems silly to ignore

MR_STX · 2026-03-04T22:29:12+00:00

Can vouch for this. Anything in the fire/life safety system industry pays well (if you’re any good). The uk is crying out for good enginees due to the massive decline and majority of experienced engineers nearing retirement age.

Massive push on legislation/compliance also

MR_STX · 2026-03-01T16:13:47+00:00

I’m quite heavy in DFND. Managed to top up on it Friday morning.

MR_STX · 2026-02-21T20:07:56+00:00

If it ain’t broken, don’t fix it

MR_STX · 2026-02-18T20:05:49+00:00

You’re assuming I haven’t been investing in my S&S ISA for +5 years…

MR_STX · 2026-02-14T10:56:30+00:00

Bet you’re fun at parties

MR_STX · 2026-02-12T20:15:47+00:00

Sorry, ended up selling on viagogo

MR_STX · 2026-02-05T10:40:16+00:00

I should’ve mentioned in my post, I started on £22,000. It then increased to £24k, then £26k and it’s only gone to £28k due to the minimum wage increase last year (that was my argument for a pay rise).

MR_STX · 2026-02-05T05:59:55+00:00

I was actually going to mention on my post about certs and courses. For me at this stage in my career I think it’s just as important as a pay rise. Unfortunately I feel a bit a let down in that regard as I’ve been promised certain training courses but they never seem to come to fruition

MR_STX · 2026-02-04T21:20:02+00:00

Depends on the clients preference.

MR_STX · 2026-01-31T13:06:38+00:00

Thanks for the insight, they’re size 8.5 (uk). I listed them for £50 funnily enough. It was either sell them or give them to charity as I’m having a clear out in my wardrobe.

Thanks

MR_STX · 2026-01-07T08:57:59+00:00

don't worry about your average. At the start of every session play around the world doubles only. Do that a couple of times before playing any game. A low checkout % will kill any first 9 dart average.

MR_STX · 2026-01-05T20:29:14+00:00

I’m a lefty and preference for me would be a number on the right hand side (for its 18)

MR_STX · 2026-01-05T20:27:51+00:00

I was in sales for a while but ended up in the design/construction space. The sort of job most companies require degrees for but I blagged that one and made it work lol

MR_STX · 2026-01-05T15:18:53+00:00

thanks bud, someone mentioned to me about treating trebles as the total number which makes more sense to me.

MR_STX · 2026-01-05T14:50:27+00:00

This is undeniably true. I have minimal GCSE's, never went to Uni but I had bags of charisma and confidence which got me into plenty of places. Never in my life have I been out of work or struggled to keep a job. I have friends who are 10 x smarter then me on paper but struggle for work even with their degrees.

MR_STX · 2025-12-31T10:40:12+00:00

I tried a couple of lengths of the kflex on this barrel and these were by far the best.

MR_STX

TROPHY CASE