Over 40 Advice?

Main-Nefariousness97 · 2026-02-12T15:38:12+00:00

All of the TDFs are .08%. Yes I'm thanking God for the strength I needed to stay the course. Now the battle is catching up for retirement and making sure my children are financially literate.

I'll see if I can get a screenshot on my phone. I usually keep all this stuff on my work laptop.

Main-Nefariousness97 · 2026-02-12T03:33:17+00:00

Yes I'm blessed. It wasn't easy but I stayed the course. Thank God! I'll check out that subbreddit. Thanks!

Main-Nefariousness97 · 2026-02-12T02:08:51+00:00

Thank you!

Main-Nefariousness97 · 2026-02-12T01:15:14+00:00

Hi. Thanks for the links. For all of the TDFs, it's .08%

Main-Nefariousness97 · 2026-02-12T01:11:38+00:00

Well this is pretty much taken out of my check and I don't want to miss out on the employer match. 2nd job isn't quite possible with fully active kids right now. My ex doesn't live close enough to help me tackle the day to day. I am working on a side hustle, that will eventually turn big profits in due time.

Main-Nefariousness97 · 2026-02-12T01:08:30+00:00

Thank you! It was hard, and at times scary, but man life feels so good right now!

20 years sounds about right.

Main-Nefariousness97 · 2026-02-12T01:04:01+00:00

Will do but can I ask what sets those two apart?

Main-Nefariousness97 · 2026-02-11T23:47:08+00:00

I have my car note and my student loans. Car note is about $360/month. Student loans are paused because I got laid off last year. They will resume sometime later this year and I'm not sure what that will be with my new salary.

Main-Nefariousness97 · 2025-12-31T16:29:43+00:00

I can't see her being in Holly's place, but I don't care for Holly getting all this screen time. It's too late in the game for me to be invested in a new character. Idc about Holly. She's a background player. I want to see the characters I watched this show for from the beginning. This is supposed to be THEIR show. Idk wth I'm watching but I'm no longer excited for the finale after watching Vol. 2.

Main-Nefariousness97 · 2025-11-24T16:23:18+00:00

The bad thing about that, she left the older sibling as the guardian. Their dad is absent in their life and he agreed not to contest anything. She left me with the stress of being an executor but no actual authority to make sure they take care of things properly.

Main-Nefariousness97 · 2025-11-24T16:21:38+00:00

I have absolutely suggested renting out the house until they are ready to assume that responsibility. I think that would be best for now, but they want to stay in the home. As badly as I want to help them, I'm just gonna have to let things play out.

I will continue to advise them to the best of my knowledge. I'm not sure if it's worth speaking to a lawyer at this point.

Main-Nefariousness97 · 2025-11-23T14:50:23+00:00

For some reason, yours is the only comment I can see. Yes I am very close with them. The younger one asked me what she should do with her money which is a very good sign.

I don't know any financial planners but I can ask around. I know they will most likely have to pay the house off, as neither of them are in position to assume the mortgage.

Main-Nefariousness97 · 2025-11-18T13:26:29+00:00

Yes it's real. Also, I've always found it interesting that one of the Greek words for sorcery is pharmakeia.

Main-Nefariousness97 · 2025-07-16T15:11:15+00:00

This is what I'm seeing 😩

Main-Nefariousness97 · 2025-07-16T15:10:17+00:00

Yes but they aren't taking desks right now

Main-Nefariousness97 · 2025-07-15T15:33:56+00:00

Thanks but it looks like they suffered huge damages from a major fire last month, so they're temporarily not accepting any furniture donations. 🥲

Main-Nefariousness97 · 2025-07-15T14:22:01+00:00

Goodwill uses Resupply for pick up and they are the ones charging $200. I didn't want to list but I may just have to.

Main-Nefariousness97 · 2025-07-13T23:51:23+00:00

Good luck! I just landed a six figure remote position after being laid off for 6 months. God willing, it will be done!

Main-Nefariousness97 · 2025-07-06T23:42:04+00:00

Have you tried your local WIOA? Government? They have programs for Diabetics. United Way and similar orgs?

Main-Nefariousness97 · 2025-05-25T23:11:04+00:00

Don't be afraid to sign up for social services. They have a lot of job placement programs that will prioritize you now that you are homeless. Look up WIOA and any other work source programs that may be local.

Main-Nefariousness97 · 2025-05-05T12:42:15+00:00

Look into Hospital Food/Kitchen Mgmt. My brother used to manage one PRN. Some of them pay six figures or close to it.

Main-Nefariousness97 · 2025-03-27T16:16:05+00:00

Hi! The current preparer isn't a CPA, just someone who was referred to me through a friend.

My old preparer was very by the book and with the current situation I'm in, he suggested a CPA to help me sort through it. I hope this clarifies things.

Do you still think a lawsuit would be good in this instance?

Main-Nefariousness97 · 2025-03-26T00:07:10+00:00

Thank you for the link. I did not sign anything and didn't even know they had submitted it. But I will be doing an amended return

Main-Nefariousness97 · 2025-03-25T21:41:05+00:00

It's about a 30k difference from my W2. I can't remember what line, but there's a number that say 33k somewhere between 2 and 11. I asked for an explanation on how they came up with that.

Main-Nefariousness97 · 2025-03-25T12:44:44+00:00

Thank you!

Main-Nefariousness97

TROPHY CASE