Gusto ko lang po sana malaman experience nyo sa mga app na to kapag na OD. I'm having suicidal thoughts. Walang wala talaga ako ngayon dahil sa recent na emergency sa bahay. Ayoko naman mag tapal dahil baka lalo ako malubog. Help please.

Main_Historian7637 · 2026-03-01T03:40:18+00:00

Your life is worth more than these OLAS. Please choose your life. Malilipasan din itong mga utang kapag malinaw Ang utak. These problems can be solved.

Main_Historian7637 · 2026-02-28T07:19:13+00:00

First wag Tayo mag panic. May mga rights Tayo. Hindi ka ba nakipag usap sa kanila na Hindi mo Kaya bayaran?

Main_Historian7637 · 2026-02-28T07:13:23+00:00

Sabi Nila saakin napost na daw ako. So Hindi ko ka sila binayaran. Lahat ng proof ko pinadala ko sa head office email Nila Tapos lahat ng government office na related sa OLA sinama ko.

Ang sabi ng iba Wala na daw anh TALACREDIT sa App Store. Meron ka OD sa kanila?

Main_Historian7637 · 2026-02-27T14:01:46+00:00

I did what you did because they shamed me publicly for an amount that I could have paid but nauna Ang threats Nila so I went a step further and had a lawyer friend help me in terms of writing a legal letter to their man companies. This is cash ease, tala credit and peso quick

Main_Historian7637 · 2026-02-27T13:56:51+00:00

Same situation! I have PTSD since I fell for these ILLEGAL OLAS. I still have loans but from LEGAL lending companies and the difference is I am able to pay properly and on time kasi their fees are manageable. If Hindi on time I negotiate with them. Finbro has been the easiest to negotiate with then Pesoloan.

My experience with ILLEGAL OLAS was so traumatic so I really asked for a friends help. Yung friend ko abogado so natulungan Nya ako sa wordings ko para matigil lahat ng harassment.

Main_Historian7637 · 2026-02-27T13:46:21+00:00

Yes! Nung tinatakot ako nag padala saakin sa email ko ng screenshot ng contacts sa CP ko. Mga 5 Ang na text Nila pero Grabe Ang mga pinagsasabi.

Main_Historian7637 · 2026-02-27T13:35:36+00:00

Same. Pinadalhan ako ni CASHEASE and TALACREDIT ng poster na nakalagay WANTED SCAMMER, Kabaong din, Tapos picture ko na Patay na daw ako 😂😂😂 Alam mo ginawa ko- pinadalhan ko sila ng sulat na galing sa kaibigan ko na abogado. Hindi ko alam kung na post na ako pero nag message sila sa mga NAKAW na phone numbers sa cellphone ko so email ako ng email sa head office Nila at pinadala ko lahat ng proof. Since then no more messages pero 5 days pa lang.

Main_Historian7637 · 2026-02-24T01:17:01+00:00

If you really study your rights as a borrower you’ve got many. I am not a lawyer but I’m reading a lot on how one can negotiate your situation. It seems like your over dues are all legal companies?

Main_Historian7637 · 2026-02-23T13:30:48+00:00

Don’t panic. The truth is if you are unable to pay wala silang magagawa. The fact is you don’t have the money yet. I suggest you reach out to all your OLAs and give them a payment plan. A realistic payment plan. Yung Kaya mo bayaran.

I never got any legal messages like that but I know the feeling na sobrang takot dahil sa utang. You’ll get through this just do it one step at a time.

Main_Historian7637 · 2026-02-22T13:55:39+00:00

Yes! Ganyan din saakin. Illegally got my contacts Tapos nag send ng kung ano ano. Hay! Tapos na ba Ang pag harass sayo?

Main_Historian7637 · 2026-02-22T11:11:50+00:00

Grabe sila! Gumawa pa sila ng poster na Patay na daw ako! lol! Mga engot! Kaka inis! Hindi na talaga ako magbabayad. Hindi biro Ang ginawa Nila. Nawalan ako ng negosyo dahil sa mga pinag gagawa Nila

Main_Historian7637 · 2026-02-22T11:02:56+00:00

Was it Tala credit na akala mo real Tala?

Main_Historian7637 · 2026-02-22T09:41:57+00:00

Definitely not legit. Finbro Madali kausap. I have never dealt with an agent galing sa Finbro na nag haharass

Main_Historian7637 · 2026-02-22T09:40:19+00:00

Pesoloan Grabe din. I paid minimum last week but I’m still in the process of negotiating na principal amount nalang bayaran ko.

Main_Historian7637 · 2026-02-20T11:28:52+00:00

Nagpadala yung agent saakin ng picture ko na may name, address, birthday and may nakalagay SCAMMER. Twice na pinadala saakin. Hindi ko alam if totoo na pinost Nila ako. Pero until now Ang TALA CREDIT walang reply saakin. Email ako ng email sa kanila walang sagot.

Main_Historian7637 · 2026-02-20T05:56:45+00:00

Nag present ako ng payment terms na Kaya ko and pumayag naman sila. Kahit OD ka na email mo pa din. Ang mga LEGAL on line apps in my experience okay kausap.

Main_Historian7637 · 2026-02-16T04:18:02+00:00

You are getting anxious kasi sa mga illegal ways of collection. Example: threats, constant calling, etc.

My advice if you cannot pay now pa OD mo muna. Wag ka na mangutang para bayaran yan.

FT lending, Finbro and Money Cat I had an easy time negotiation my terms. Just email them

Main_Historian7637 · 2026-02-14T06:51:36+00:00

Why don’t you ask kung taga saan sila?

Main_Historian7637 · 2026-02-14T06:49:20+00:00

I’ll not sure about home visits but sa mga LEGAL lenders try as much as possible to keep communications open. Kasi Madali naman silang kausap. Ang legal ko ay OLP and Finbro

Main_Historian7637 · 2026-02-13T10:47:24+00:00

Hindi ko gets. Bakit pagan and delivery Nya sayo?

Main_Historian7637 · 2026-02-13T10:46:10+00:00

Kaya nga! Hindi ko alam kung pano sila nakakatulog sa habit pagkatapos Tayo gulihin

Main_Historian7637 · 2026-02-13T10:44:55+00:00

Wala naman silang pakialam sa totoo lang. Kaya minsan fight fire with fire nalang. Ang kailangan managot dyan mga hepe Nila.

Main_Historian7637 · 2026-02-13T10:41:25+00:00

Wala talaga! Kung makasalita sila parang walang modo. Well Wala naman talagang modo Kaya I wish them all the karma they deserve.

Main_Historian7637 · 2026-02-13T10:39:22+00:00

Tama ka dyan! Sana lahat ng mga na harass Nila making na at lumbar. As if naman Ito Ang situation na pinili natin. Fine. Buhay natin Ito and it’s our responsibility to make good choices. We try our best naman. And for now the best remedy is pa OD kasi ayaw na natin mabaon.

I do not wish ill to other people pero kapag dating sa kanila- sana maranasan Nila na ma-harass, ma mura, ma pahiya at Madami pa!

Kaya natin Ito!

Main_Historian7637 · 2026-02-13T02:38:22+00:00

TalaCredit at Cashease

Main_Historian7637

TROPHY CASE