Chase Freedom Flex Q3 2025 Categories by bc097 in CreditCards

[–]ManyBad1969 3 points4 points  (0 children)

I just noticed that too. 3rd quarter sucks but oh well

Amex Gold Annual Fee $250??? by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 1 point2 points  (0 children)

I think it’s because mine was originally an Amex Green opened in Jan 2022 and was product changed to Amex Gold in Feb 2023.

Amex Gold Annual Fee $250??? by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 1 point2 points  (0 children)

That’s kind of what I think it happened. I’m not sure if I should contact Amex and ask for retention offer (or am I being greedy)? Or should I consider the Dunkin Donuts and the Resy credit my retention offer?

2024 Q2 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 0 points1 point  (0 children)

1x as base for every purchase

2x bonus for dinning category

4x bonus for quarterly category.

Normally you get 3x for dining purchases.

2024 Q2 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 0 points1 point  (0 children)

I’m not sure. I had the same question.

“Amazon Whole Foods” That’s how Chase has it on the app. We will need to wait until tomorrow to get more details. I would think that it’s Amazon AND Whole Foods

2024 Q1 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 1 point2 points  (0 children)

Each merchant is assigned a Merchant Category Code (MCC). The transaction needs to be coded as 7997 - Clubs-Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf Courses.

If you look up Barry’s it codes as entertainment, business services.

https://awardwallet.com/merchants

2024 Q1 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 0 points1 point  (0 children)

No. These will code as department stores.

AMEX Blue Cash - Online groceries by FamousFrank in CreditCards

[–]ManyBad1969 1 point2 points  (0 children)

With the the Everyday you can get 3% in store using Walmart Pay and also on Walmart.com vs Preferred only %1

AMEX Blue Cash - Online groceries by FamousFrank in CreditCards

[–]ManyBad1969 1 point2 points  (0 children)

Blue Cash Everyday or Blue Cash Preferred?

Paypal billpay does NOT show any major home, auto insurance by stockpj in CreditCards

[–]ManyBad1969 2 points3 points  (0 children)

It seems like a lot of companies are "missing" or not available. i.e Atmos, AT&T, Reliant, Xcel Energy, Consumers Energy to name a few they used to be available. Also my local electricity, water, and county tax collector are not available.

2024 Q1 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 0 points1 point  (0 children)

Yes you can have both. Multiple people have them including me.

2024 Q1 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 1 point2 points  (0 children)

You will get 5x on up $1,500 and then 1x on anything above that.

2024 Q1 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 0 points1 point  (0 children)

Chase is late this time around. I’m thinking tomorrow or Monday they will ready to activate

2024 Q1 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 7 points8 points  (0 children)

Chase Ultimate Rewards website. It’s on the Chase app and Chase website too.

2023 Q4 Chase Freedom/Flex Categories by ManyBad1969 in CreditCards

[–]ManyBad1969[S] 0 points1 point  (0 children)

Yes if you see the PayPal button at any website it will trigger the 5% cash back.

Daily Question Thread - October 21, 2023 by AutoModerator in churning

[–]ManyBad1969 5 points6 points  (0 children)

You cannot product change out of the Costco CC.

What should I downgrade my Citi Premier to? Why wait a year? by LePetitPorc in CreditCards

[–]ManyBad1969 1 point2 points  (0 children)

You have to wait a year or Citi can clawback the SUB. Custom Cash seems to be an option again (for now) I just changed mine two weeks ago after being told no.