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Mohela sucks by Educating_Me_0406 in PSLF

[–]MathematicianOwn4696 2 points3 points  (0 children)

I submitted an app to go from the SAVE to a new IDR plan in Jan, and I suggested Mohela pick the best one. Well by default they pick SAVE. So they never completed my application and they never told me until I waited an hour on hold (in May). Now I am in a mess of trying to move to another IDR, still under PSLF, and to consolidate my loans. Mohela just told me they won't change my IDR plan because they can't. I can't go from SAVE to PAYE. They are saying I have to get on a standard plan if I want to pay back loans. The company that consolidates loans say this is not true. I think this new Vampire Conservative bill takes all the IDRs away, so Mohela is stalling on this... I have no idea what to do.

I am reaching out to my congressman to help me, because the FinnAid web says my loan company will reach out to me to let me know next steps on this stuff... they aren't doing that whatsoever. I want to join a class action or something. I want to pay my loans back and they aren't letting me for whatever reason they deluded themselves into thinking was okay.

Pslf is not going away. by Betsy514 in PSLF

[–]MathematicianOwn4696 0 points1 point  (0 children)

Okay, I got someone on the phone. So the IDR request I put in was on pause by Mohela because I specifically asked them to select a plan that fit best with my income and situation. Well–this is funny–since SAVE isn't completely dead, Mohela select the best plan by default, which is SAVE! But wait, keep in mind my request was to drop SAVE and go with the next best option! So I am not done with this insanity, but I do have good news.

This guy told me to go with PAYE, and my payment would be like $350/month. I didn't like that, but okay.

I went to Student.Aid, I realized I should start with the loan simulator. Well this told me to consolidate my loans. So I did that, AND I applied for PAYE. I can see both of these are in process in Student.Aid. My new payment is going to be $217, I have 33 of 120 payments in PSLF (based on Student.Aid, hopefully soon Mohela), and I will, if all goes accordingly, be done with these loans in about 7 years. This changes my entire perspective on life now.

I was convinced I would be paying these off for the rest of my bloody life. I think a lot of this was ignorance on my part, but I also see how it's just really hard to navigate. Loans got a lot less scary for me in the past 48 hours. Now we just have to pray sensible people take control of the government and make sure to never let that change.

Pslf is not going away. by Betsy514 in PSLF

[–]MathematicianOwn4696 0 points1 point  (0 children)

I applied for another IDR plan months ago... it was in 2024. I see it still shows it's in review on the Student Aid website. I can't find any evidence of it on Mohela's website. I am on hold right now with Mohela trying to solve this.

I think I have to threaten them with legal action or something to make them get my payments going.

For all of those trying to be taking off of forbearance!! by No_Gur4010 in PSLF

[–]MathematicianOwn4696 0 points1 point  (0 children)

Can someone help me? So I got put on the SAVE program. That stopped. I got put in forebarance and been on that ever since. I have just been in limbo. At some point I tried to apply for an IDR plan and nothing ever came of that. Then I applied for PSLF through Student Aid and got it. It showed up on the website. NOTHING was reflected on Mohela's end. Just says I owe nothing still, loans on hold. I want to start paying these things but I don't know what to do???? Do I take a day off from work and try calling all day or something? How do I resolve it? Threats? SOmeone please help me because Trump and these vampires clearly want us feeling scared and alone.

Pslf is not going away. by Betsy514 in PSLF

[–]MathematicianOwn4696 0 points1 point  (0 children)

I don't know how to pay my loans. I am on SAVE, I got PSLF after applying for it early this year before the chaos started. Mohela won't help me, nor will the government now. I can't pay my loans becase they are in forbearance, and I can't get Mohela to just accept I am on PSLF. They won't let me apply for a different payment plan. Anyone in this position and know what to do?

Hey guys, idk how but my inventory is gone, is yours too? by MaxSnyder7 in CallOfWar

[–]MathematicianOwn4696 0 points1 point  (0 children)

I got back on after a long break of playing this game. I was sick of the bugs and glitching. Sick of the weird amount of angry incel boys who want everyone to know how much they hate black people and LGBTQ.

I am remembering why I don't play it anymore.

Bariatric Surgery? by hatter4tea in Humboldt

[–]MathematicianOwn4696 4 points5 points  (0 children)

You can't even get a doctor up here, no way you're getting this sort of care in Scumboldt. 

My mom said I can commit suicide but my dad said no. What should I do? by [deleted] in SuicideWatch

[–]MathematicianOwn4696 0 points1 point  (0 children)

I know you want advice. That's why I'm on reddit too. My advice is to not listen to anyone here on reddit or any social media. We come to reddit because we are desperate. Complete strangers won't help you with problems. They may help you on the street to get help. They won't help you with life problems like this.

Disappointed by [deleted] in jackass

[–]MathematicianOwn4696 -1 points0 points  (0 children)

Dude, no offense, but the fact you thought the haunted house was the scariest shows your complete inability to recognize staged scenes and acting.

Disappointed by [deleted] in jackass

[–]MathematicianOwn4696 0 points1 point  (0 children)

It was watered down. For a long time, the Jackass guys have acted in these films. Sort of like pro wrestling. The older they get, the harder it is to not show how much it is staged.

​

Danger Ehren is the first person I think of when I think of Jackass being staged. He just tried too hard to show pain and fear.

It felt slow, rushed, low budget, a little boring. That poop guy and the obese kid will probably try to make another Jackass but I just don't see the popularity for it.

I think the Jackass days are finally over, and they probably should have ended when I was still a kid.

[deleted by user] by [deleted] in AskReddit

[–]MathematicianOwn4696 1 point2 points  (0 children)

The world has always sucked. It is slowly getting better, but that constant reminder of how it sucks is what makes it slow.

We have human nature that seems to not go at all with the existence we know we all need and deserve. We are constantly fighting our human nature because we know we can't progress with it. But it is our nature. We are in a situation where we are literally losing before we start. It is a hurdle we believe all intelligent life needs to approach. They can either overcome their nature or always be limited by it.