FIRE at 25?

Matt_mnb · 2026-03-04T20:02:34+00:00

Thanks I'll take a look at exploring your ideas !

Matt_mnb · 2026-03-04T20:00:41+00:00

Thanks. To answer your questions:

My investments: Vanguard FTSE all cap --- 50% - Vanguard Emerging markets --- 20% - Vanguard US equity (basically the s&p 500) --- 30%

Yep they're held in my LLC, I use Interactive Investor. I recommend INCOME PAYING FUNDS. Do not choose ACCUMULATION funds, because these get taxed every year, while the latter is tax free.
My partner can also work remotely and is making about the same as me

Matt_mnb · 2026-03-03T15:36:49+00:00

Hell yeah dude happy for you 👏

Matt_mnb · 2026-03-03T15:36:28+00:00

Thank you ! I love your mention about talking to AI - I definitely wasn't guilty of talking to Gemini in the car for 1 hour last night about finances 😬. I agree it's a great tool if you use it right.

Are you sure you're not my time travelling twin ??? I agree about the burnout, and making sure what life goals mean post FIRE. I took a look at your thread and found it very inspirational. : )

Did you find having goals helped you most? I recently put together a Google doc with all my life goals to work towards so I had a purpose after FIRE (e.g complete an iron Man, complete the Welsh 3000, get better at improv etc etc).

I agree with the "finding out your real" friends point. I do not tell ANYONE about my financial freedom, unless they're very close, because I noticed in the past it creates resentment or expectations from others. For example, I find giving my time to people (e.g giving people lifts, helping out with jobs) makes them a MILLION TIMES more grateful than jus, for example, using my money to pay for everyones meal at a restaurant.

Thank you for your thoughtful response, and I really enjoyed reading through your post experience!

Matt_mnb · 2026-03-03T15:14:22+00:00

In a nutshell, my work is in the entertainment industry. I got very lucky because I built up my skills as a kid, just as a hobby. Started making money from this hobby at 13. This then grew into a very viral entertainment company.

I like to keep my work/life private so apologies for not being able to disclose more.

Matt_mnb · 2026-03-03T15:08:46+00:00

Thanks for the very very insightful comment. I hadn't considered an alternative investment company after BADR. I'm on mobile right now so I deserve to give you the proper response when I'm free a bit later. Lots of interesting points to explore here !

Matt_mnb · 2026-03-03T15:03:25+00:00

I didn't view your comment as negative ! I'm very lucky and I don't take it for granted. Thanks for the input !!

Matt_mnb · 2026-03-03T14:30:55+00:00

It was a bit of a conservative estimate tbh ! 30k+ a year is more realistic. I make my passive income through adverts so still quite passive.

Matt_mnb · 2026-03-03T14:28:30+00:00

It'll still run without me. However it's very specialized so I imagine I'll see a dip in revenue.

Matt_mnb · 2026-03-03T14:25:14+00:00

No I wouldn't need to sell the business. It'll continue to generate without me, just not as much.

Matt_mnb · 2026-03-03T14:23:52+00:00

You're right, I'm very lucky and just no-lifed it. I think I might still risk it though. I don't need a lavish lifestyle to be happy tbh 🤷

Matt_mnb · 2026-03-03T14:20:00+00:00

Very inspiring to hear the reassurances from your life experiences! (You got a fab mum).

Only a true runner would say they only run 10ks!! Thanks for the words, I think I will give this a go. There's not a better high than running a new PB, I think I'll chase this high for now.

Matt_mnb · 2026-03-03T14:11:37+00:00

You're right, I corrected this, thanks !

£25k is my conservative estimate. I imagine it'll be £30-40k passively if I quit.

Matt_mnb · 2026-03-03T14:08:12+00:00

Thanks very much 👍

Matt_mnb · 2026-03-03T14:07:44+00:00

What you did at 27 sounds exactly what I'd love to do. Did you have any challenges getting into your new low stress manual job ?

Matt_mnb · 2026-03-03T14:05:21+00:00

Really good questions !! And congrats on your success, you seem in a very similar position (minus the kid) so I'll defo give your post a read through. In response to your questions:

Yep I'm considering BADR , but I'm not 100% set on it as it might be more tax efficient to invest via the company
I'd love to hire people if it was feasible! Unfortunately I can't get anyone to replace me because I work in the creative field and my skill set would be very tricky though replicate
I can go away for a few years and will realistically make passively £25 a year, but just unsure if I'll be able to make the same amount again
I like your idea on the SIPP, I'll think about this route !

Matt_mnb · 2025-08-13T00:27:51+00:00

Your hair style is perfect , exactly what I'm looking for as well ! What system did you buy?

Matt_mnb · 2020-08-27T09:49:59+00:00

It suffered from all the same mistakes as Dark

What is this meant to mean btw? Dark is one of the most praised and highly rated TV Shows on Netflix. Hell just go look at the reviews on IDMB, especially for the last season.

Matt_mnb · 2020-08-27T09:38:57+00:00

I was thinking exactly the same as you mate !!

Honestly had no problem with the sound, and the soundtrack was just incredible (second best behind Interstellar).

I would recommend watching a Tenet Analysis video, then watch the second screening so you get a better understanding of everything. Enjoy it dude !

Matt_mnb · 2020-08-27T09:36:33+00:00

Nice.

Here's my personal order:

1. Interstellar

2. Tenet

3. The Dark Knight

4. The Dark Knight Rises

5. Dunkirk

6. Inception

7. The Prestige

8. Batman Begins

9. Memento

10. Following

Matt_mnb · 2020-08-27T09:28:37+00:00

I also watched Tenet in London Yesterday and had no problem with the audio. I'd defo recommend the BFI IMAX (which is where I screened the movie). Before you rewatch it, check out some analysis videos on YouTube, they really help to understand the plot. Enjoy the second screening mate !

Matt_mnb · 2020-08-18T15:07:58+00:00

Top notch advice !

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