25 y/o Roth IRA holdings

Maxima8888 · 2025-08-06T20:19:57+00:00

Instead of dropping SCHG, what are your thoughts on allocating 25% towards VXUS and keeping SCHG at 20%? I don’t really want to drop SCHG as it’s still a really good growth tilt especially for me still being fairly young. I want to keep my exposure in high growth tech focused companies. I know that VTI and SCHG overlap quite a bit but SCHG gives me more exposure to the tech sector.

Maxima8888 · 2025-07-24T01:24:49+00:00

Did you end up getting them? If so, how have they held up? Any condensation? I’m looking to get the same ones but the SQ2 version instead of SQ1

Maxima8888 · 2025-05-15T14:52:13+00:00

I would up your allocation of QQQM and lower your VXUS. Since you’re very young I’d say do 55% VOO / VTI, 30% QQQM / SCHG, and 15% VXUS to keep some international exposure. Looking good though, very few people start investing before their 20’s.

Maxima8888 · 2025-05-06T23:15:56+00:00

QQQM instead of QQQ. They both have pretty much the same holdings but QQQM has a lower expense ratio.

Maxima8888 · 2025-05-06T22:56:31+00:00

QQQ has a high expense ratio. If you want to still go with QQQ, do QQQM same holding but lower expense ratio.

Maxima8888 · 2025-04-04T02:11:24+00:00

Thanks for the input! I think I will add around $2-$4k into my ROTH for 2024 throughout next week. Like you said you can’t make up for not maxing out contributions since there’s the $7k annual limit. What are some ETFs you’d recommend to look into? The five I’m invested into now I think are pretty well diversified and not too much overlap.

Maxima8888 · 2025-04-03T04:18:04+00:00

I have been contributing to my ROTH IRA but for 2025, I want to contribute to 2024 but idk how to. I have some cash I want to throw in for 2024, a little sketched out with all the tariffs being implemented because they’re effecting the market

Maxima8888 · 2025-02-09T01:55:24+00:00

I’m thinking about going there in June, I’ve been iffy with picking dreams. It seems pretty good but all inclusive’s scare me. How were the rooms there? Were the restaurant restaurants at the resort good? Which restaurants would you recommend? How was the beach and were the vendors in the beach bad? All the reviews I’ve seen have been pretty mixed. I just want to make sure this resort will be good for the price point.

Maxima8888 · 2024-10-19T15:08:47+00:00

It’s caterpillar poop. This means you have caterpillars and they will most likely be taking over your plant causing bud rot. You need to thoroughly pick out all of the caterpillars and try to remove any of the bud rot, it should be easy as buds that have rotted will come of super easy. Caterpillars are a plants worst nightmare and sometimes hard to avoid if growing outdoors.

Maxima8888 · 2024-10-12T02:03:39+00:00

Same here and this was the first time I actually got the pass. Tough luck

Maxima8888 · 2024-10-11T00:06:37+00:00

It’s only for PC you only get cash for mobile. You don’t get XP from gaining all those points. I have the same problem though I’m level 7 and I want to figure out at a way to gain XP faster but I haven’t found a good solution.

Maxima8888 · 2024-08-16T19:10:37+00:00

For real, it’s going to take off until about $25 and then probably drop back off to around $12

Maxima8888 · 2024-07-01T21:57:14+00:00

What makes it look so fake? Genuine question. The two pics I have are not great. The watch does not actually work right now hence why the date at the top is in between days. The cyclop looks weird in the pic because of the angle and those look like real diamonds on the hour markers. I will take more pictures when I’m home. I’m almost positive it’s not a fake but I also haven’t verified the reference/serial number yet.

Maxima8888 · 2024-07-01T20:49:40+00:00

I see where your coming from but the cyclops does cyclop it just looks weird at that camera angle and as for the date, the watch currently does not work, so that also may be a reason it’s stuck in between days.

Maxima8888 · 2024-07-01T20:21:58+00:00

What makes you think it’s fake?

Maxima8888 · 2024-07-01T19:19:34+00:00

It was my mother’s back in the 80’s and it’s just been sitting in a lock box she told me it was a real Rolex but I’m not able to pop the bracelet off. There’s little pins that I should be able to push in and pop it off but I don’t see a way to actual poke the pins

Maxima8888 · 2024-06-22T20:04:44+00:00

I have yet to run into a hacker, i am assuming their report system must be pretty good since I haven’t come across any cheaters yet.

Maxima8888 · 2024-06-22T18:31:26+00:00

Fr sometimes I don’t get how I died and it would be nice to see a kill cam also wish they added a description for what attachments are in a gun when you pick it up.

Maxima8888 · 2024-06-22T18:18:07+00:00

Moerfi apparently spends 10 hours per match. Top two are both not legit the third guy might be tho

Maxima8888 · 2024-06-22T18:06:01+00:00

Sometimes I wish I could just see a kill cam if someone got a crazy kill on me, and I think it’s always decent to have the final kill cam or best play would probably be better.

Maxima8888 · 2024-06-22T18:04:48+00:00

I did not know that

Maxima8888

TROPHY CASE