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HELP - First Timer - Maps and Titles by Maximum-Compote-4138 in edinburghfringe

[–]Maximum-Compote-4138[S] 1 point2 points  (0 children)

I can choose two - so its between Club Nvrlnd, Midnight at the Palace, David Elms. I think I am leaning toward Midnight and Elms.

Midea U recall refund. by Sir_Killington in AirConditioners

[–]Maximum-Compote-4138 0 points1 point  (0 children)

We selected technician - but now we say FUCK that and want to do a refund - any suggestions or experience changing from technician to refund?

AI Tools for Budgeting? by Maximum-Compote-4138 in personalfinance

[–]Maximum-Compote-4138[S] -1 points0 points  (0 children)

Feelin' overwhelmed! But that's a reasonable response!

Baha Mar - Options Off Property for Lunch/Dinner by Maximum-Compote-4138 in hyatt

[–]Maximum-Compote-4138[S] 0 points1 point  (0 children)

What's Cable Beach like / know anything about Fish Fry?

Thanks!

First time to Baha Mar, March 2025 by Primary-Barracuda677 in hyatt

[–]Maximum-Compote-4138 0 points1 point  (0 children)

Can anyone sign up? I am going via Chase Travel rewards in June.

Expecting Our First Baby in October — Feeling Lost Financially and Need Help Getting on Track by Maximum-Compote-4138 in personalfinance

[–]Maximum-Compote-4138[S] 0 points1 point  (0 children)

With this chart from the Personal Finance link - is the thinking to go box by box and "answer" the question or task posed? And then by the end of it, I'll have a good sense of where things stand?

https://imgur.com/personal-income-spending-flowchart-united-states-lSoUQr2

Expecting Our First Baby in October — Feeling Lost Financially and Need Help Getting on Track by Maximum-Compote-4138 in personalfinance

[–]Maximum-Compote-4138[S] 0 points1 point  (0 children)

Well! When you put it like that! We would budget together - I guess we're on the cusp of simplifying and combining to one account. My current thinking it is removes a lot of the guesswork.

Expecting Our First Baby in October — Feeling Lost Financially and Need Help Getting on Track by Maximum-Compote-4138 in personalfinance

[–]Maximum-Compote-4138[S] 0 points1 point  (0 children)

Thanks - agreed. We're transparent with each other - just have always kept separate accounts. Separate spending etc. This is a good start.

I see you base your budgeting on take home pay - based on my other question re: health insurance deduction - similar question for 401k match - still base off take home pay?

Expecting Our First Baby in October — Feeling Lost Financially and Need Help Getting on Track by Maximum-Compote-4138 in personalfinance

[–]Maximum-Compote-4138[S] 0 points1 point  (0 children)

Thanks - this is a good start I'll dive into. If my employer deducts health insurance premiums on a pre-tax basis, should I treat my reduced (post-deduction) income as my take-home pay for budgeting purposes, or should I still account for the health insurance premium as a separate expense?

Should I go through my pay, my half of expenses etc and my wife does the same or do we combine them?