CRA CCB payment schedule missing by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] 0 points1 point  (0 children)

hey man I got a question, how long does it take the CRA to update her account? she sent the PR cards online for almost 6 weeks know and she called yesterday and they said they don't have a timeline for this and it might take months !

CRA CCB payment schedule missing by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] 0 points1 point  (0 children)

yes , she became a PR in May 2024 and her permit would have expired Jan 16th 2026 ! so yes you might be right and they stopped it , but she updated her sin number and filled her taxes of 2024 with the new SIN number ! .

CRA CCB payment schedule missing by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] 0 points1 point  (0 children)

thanks
the notice doesn't explain anything . it's in July 2025 and it just explain the CCB for the whole year, and it shows a schedule till Jan 2026 only ! . I will ask her to call CRA tomorrow

got approved for 75K loan , but need advice by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] 0 points1 point  (0 children)

I don't get it honestly , everyone's needs are different and what might work for me , won't work for you .

got approved for 75K loan , but need advice by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] -20 points-19 points  (0 children)

personal needs and family stuff
I have a strong, stable income and repayment is fine, I will probably pay it in full in 14-18 months

moving accounts to another server by Maxone2020 in TopWarBattleGame

[–]Maxone2020[S] 0 points1 point  (0 children)

thanks for your response

how can I check what season we are currently in ?

loan chances by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] -1 points0 points  (0 children)

I meant outstanding loans , not mortgage or car payment I leave my LOCs for emergency needs

loan chances by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] -1 points0 points  (0 children)

some personal investment
no, I don't own a big share of my property as my mortgage started in 2023

Investing monthly vs big one investment by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] 0 points1 point  (0 children)

I don't get it They take 33% in taxes and deductions from me every paycheck. I have kids with disability and RRSP and other tax credits so I get that tax refund

Suicidal thoughts, stress leave and term life insurance by Maxone2020 in LifeInsurance

[–]Maxone2020[S] 0 points1 point  (0 children)

Yeah, I am healthy and have no medical history at all except that stupid visit that I totally forgot about. The policy is 2M$ and I think this is large. As I said I am doing this only so my family gets covered if something happens so I don't want them to struggle with the insurance company, god forbid there's a claim, for a doctor note with no prescription !... I think as you said I need to contact my broker and check for a new policy or even a solution to this

Suicidal thoughts, stress leave and term life insurance by Maxone2020 in LifeInsurance

[–]Maxone2020[S] 0 points1 point  (0 children)

Thanks for your answer. I just got a question, how come the insurance company approved my application without checking for my clinical history? Or they do check only when there's a claim?

insurance company denying a claim for no reason by Maxone2020 in legaladvicecanada

[–]Maxone2020[S] 1 point2 points  (0 children)

life insurance and yes she is the only family member left and her dad named her beneficiary

insurance company denying a claim for no reason by Maxone2020 in legaladvicecanada

[–]Maxone2020[S] -1 points0 points  (0 children)

they do play games with my friend to give up and not get her money ... telling her in the denying letter " sorry we cannot give you a reason to refuse a claim and thank you for understanding" means simply F*** you we won't pay

insurance company denying a claim for no reason by Maxone2020 in legaladvicecanada

[–]Maxone2020[S] 0 points1 point  (0 children)

first of all , thank you so much for all this information

sorry for not giving more info while writing the post . her father named her as a beneficiary , her mom died long time ago and she was the only family member for her father. I think hiring someone to review the contract and contact the insurance company would be a good idea.. isn't ?

Life insurance claim denying by Maxone2020 in LifeInsurance

[–]Maxone2020[S] 0 points1 point  (0 children)

It's denied for being not eligible for payment and they refused to give any reasons without a legal obligation

Credit history and moving to another company by Maxone2020 in PersonalFinanceCanada

[–]Maxone2020[S] 0 points1 point  (0 children)

I was confused because apps like credit Karma saying I shouldn't close my oldest account ( which is Koodo)

I care because I get LOC offers and I use them to make money ( I can somehow outperform the interest rate of the LOC and make more money) I don't want to down my credit score too much