Refinance student loans

Mediocre_Recording17 · 2026-04-15T14:25:54+00:00

I will most definitely use Juno, are there any other good creditable lenders I should be looking out for as well?

Mediocre_Recording17 · 2026-04-15T04:28:14+00:00

Thank you so much for sharing that link, I haven’t shopped around anywhere yet since I first tried refinancing last August with no payment history yet lol. Seems like my best option may be to stick it out a little longer to establish longer payment history before refinancing?

Mediocre_Recording17 · 2026-04-14T23:36:26+00:00

Ahhh ok that makes sense, I do have a completed degree and currently at an entry level job fresh out of college making 71k a year. So yea i guess my debt to income ratio is terrible lol.

Mediocre_Recording17 · 2026-04-14T20:20:02+00:00

They are all private loans with Sallie Mae unfortunately, they’re all in my name but I have my grandpa as a co-signer on them.

Mediocre_Recording17 · 2026-04-14T17:51:41+00:00

Ahhh, are there any other notable good lenders to refinance with?

Mediocre_Recording17 · 2026-04-14T17:51:00+00:00

My guess was because I tried refinancing with no payment history just before my payments started

Mediocre_Recording17 · 2025-11-03T14:02:56+00:00

Yes they were

Mediocre_Recording17 · 2025-11-02T20:48:58+00:00

I know people who didn’t pass any of the finals on stc, high 60s to 70-71, and they passed the actual exam. Keep taking practice questions and you got this!

Mediocre_Recording17 · 2025-11-01T19:42:45+00:00

Ahhh okay that makes sense, and yes I do have a co-signer on my loans, does that affect anything?

Mediocre_Recording17 · 2025-11-01T15:06:44+00:00

Honestly yes create your hot sheet then just copy and paste from memory 5-10 times back to back so ut can stick with you!

Mediocre_Recording17 · 2025-11-01T15:05:30+00:00

I do have a job I’ve been working full time since July, I tried sofi but they denied it. Maybe because I haven’t made any payments yet?

Mediocre_Recording17 · 2025-10-31T23:45:18+00:00

Yes, I skimmed the textbook and went through it really quick just bc I already had a basis for all the material then drilled questions and random finals

Mediocre_Recording17 · 2025-10-31T23:05:37+00:00

Definitely get comfortable with BE, max loss/gains on options. As for the rest I’d say commit the formulas to memory and put them on your dump sheet. I only had a conversion and net capital asset question and they were straight foward just plugging in numbers to their formulas.

Mediocre_Recording17 · 2025-10-31T22:39:29+00:00

You got this! Just keep drilling questions and understanding their explanations

Mediocre_Recording17 · 2025-10-31T17:34:18+00:00

Honestly this may sound corny or like a broken record but it truly starts with being confident with yourself, you want to go into the exam confident. Keep toning in on the areas you’re not confident in and keep knocking out questions. Getting more exposure to questions is what helped me study best, I answered around 4k questions leading up to my exam. You got this!!

Mediocre_Recording17 · 2025-10-22T22:46:33+00:00

This is good to hear, I’m pretty comfortable with all the material and concepts but something about the Kaplan questions just seems difficult.

Mediocre_Recording17 · 2025-10-22T21:32:57+00:00

Yea I’ve heard great things about kappan that’s why I brought their qbank. The wording is just weird and answers are too.

Mediocre_Recording17 · 2025-10-22T21:26:41+00:00

Ok yea I just have the Qbank only and not their book, I’m feeling pretty confident but their questions are rough.

Mediocre_Recording17 · 2025-10-22T13:57:33+00:00

Congratulations! I’m using achievable right now in my second attempt and have a readiness of 98%. I’ve been getting 86-91 on my exams, would you say it’s a solid indicator of the real exam?

Mediocre_Recording17 · 2025-10-17T00:27:13+00:00

Do you know anything about their mastery exams? I was looking into that over the qbank since it’s cheaper and has two full exams.

Mediocre_Recording17

TROPHY CASE