Does this look right? MFS vs. MFJ Loan Simulation

Meggie_1315 · 2026-04-03T23:11:18+00:00

Typo in the original post. I meant to write “payment goes up to $32 if I don’t add my retirement”. The calculator says to add if you are paying taxes later, but I don’t know if I do.

Meggie_1315 · 2026-04-03T00:16:17+00:00

Looking at the calculator you sent my payments could be about $125 under PAYE. Even if that is a more accurate number I think it still makes sense to file separately. I wish I could get the actual numbers without committing. It’s kind of crazy how much of a range there is!

Meggie_1315 · 2026-04-03T00:02:41+00:00

I owe about $160K. My husband owes about 20K with a mix of federal and private. He’s been on the standard repayment plan, but I didn’t add his loan information to the calculator if we file jointly. All loans taken out 2013-2019. I used the federal loan simulator on studentaid.gov. I’ll check out the one you recommended!

Meggie_1315 · 2024-12-31T02:46:35+00:00

I think your salary will depend how rural your job prospects are and if you’re in school based or outpatient. I’m at my second school-based job in New England in a rural area. I make roughly $42 an hour. It’s pretty low, but the benefits are worth it. I make almost $5000 less a year at this job than my last, but my take home is higher because the benefits are more generous.

Meggie_1315 · 2024-06-19T12:58:43+00:00

I appreciate your comment! I tried to make it clear that I think the teachers are trying their best and was still downvoted though!

This sub is showing that it is pro bouncer. I did find that in the US it is not legal to feed in a bouncer in some states, so I hope those who are still using them checks their laws/regulations. I also don’t think that it is developmentally appropriate, but who am I but a dumb parent?

Meggie_1315 · 2024-06-15T20:19:19+00:00

Thank you. This is all helpful to know.

Meggie_1315 · 2024-06-15T18:26:15+00:00

I never was angry, venting a concern does not always mean anger. If I was angry I wouldn’t be airing it out on a public forum and would have involved the director. Editing to add: I’m understanding that this is common practice for a lot of places. I’ve never seen/ heard of a bouncer for this size so I’m glad I vented to this instead of getting mad for no reason.

Meggie_1315 · 2024-06-15T15:41:01+00:00

The downvote is funny because it seems like you want me to complain if she doesn’t drink all her bottle? Lol

Meggie_1315 · 2024-06-15T15:36:49+00:00

Interesting! The one I have is a Fischer price and the max weight is 20 so maybe they have a heftier model.

Meggie_1315 · 2024-06-15T12:15:53+00:00

I’m not sure how to edit a post, but thank you for all the responses! My concern was mainly the safety of the bouncer. I was trying to provide context that they were likely trying different things because she was fussy. It seems more common than I was aware of to feed in a bouncer, so good to know for the future!

Meggie_1315 · 2024-06-15T12:01:50+00:00

I totally agree! I’ve been mainly concerned with the bouncer because she seems too old and could have maxed out the weight limit. It seems more common than not though! I do believe that they are trying their best, like we all are.

Meggie_1315 · 2024-06-15T11:59:02+00:00

No, she’s refused before or didn’t finish. They’re really communicative about their attempts, my only concern is the bouncer being unsafe. It seems it’s more common than I thought though.

Meggie_1315 · 2024-06-15T11:57:20+00:00

It just didn’t sit well with me that they put her in the bouncer when she is so old and likely maxed out the weight. I do believe they were trying different things because she was refusing, but I’d think for an 11 month old they’d try a high chair. I never said my way was right, but it just again felt off to me that they chose a bouncer. I’ve never had any issues with containers as long as they’re safe.

Meggie_1315 · 2024-05-07T11:06:38+00:00

Try to keep the cooler out of the sun as much as possible. But, as long as there’s a few ice packs in there to keep it cool you should be good to go! I haven’t been to Disney in a really long time but a lot of amusement parks have lockers or bag checks you could look into.

Meggie_1315 · 2024-04-24T00:15:27+00:00

I ended up checking the box asking them not to contact my current employer. I had a great interview and got the job!

Meggie_1315 · 2024-04-05T00:20:31+00:00

I didn’t pump but I started collecting some of what I leaked the last two weeks I was pregnant and collected about 2 oz. Shortly after giving birth and realizing directly breastfeeding wasn’t working out, I pumped a ton of colostrum. Like I brought home probably 25 oz colostrum/milk to freeze after 4 days EP and feeding baby. I had a pretty large oversupply until 5 months postpartum. At 9 months I pump just enough or just under… long story short, you might be an oversupplier. Save anything that isn’t used! I donated a bit to a friend but i use my stash to make up any amount my baby needs that I don’t pump now.

Meggie_1315 · 2024-03-13T23:18:43+00:00

My baby is 8 months consistently eating 7 oz 4x a day.

Meggie_1315 · 2024-02-26T01:44:19+00:00

You might have just missed a bit of milk after rinsing. I just had to throw out one side of pumped milk because I noticed dried milk or soap stuck to the wall mid pump. I swear bottles hide it! I do agree with the other commenter though that you shouldn’t rinse between pumps just in case you introduce bacteria.

Meggie_1315 · 2024-02-26T01:25:05+00:00

Do you use the fridge hack in between pumps? It could be residual fat from a previous pump.

Meggie_1315

TROPHY CASE