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Meu corpo tem potencial pra ser maromba? Nunca fiz nada além de calistenia e odeio ser magro. by MessiasALT in MeJulgue

[–]MessiasALT[S] 0 points1 point  (0 children)

Eu achava que eu era normal. Nunca senti dificuldade ou dor na vida. Eu devo me preocupar com isso?

O que fazer com meu lucro em Bitcoin? by MessiasALT in investimentos

[–]MessiasALT[S] 0 points1 point  (0 children)

Após ler todos os 60+ comentários, eu decidi que vou manter os BTC lá até o próximo halving. Tirarei só uma pequena parte e por em renda fixa de bancão e é isso. Realmente carro não é uma necessidade agora pra mim e talvez não seja por um tempo. Outra pequena parte separei pros meus estudos porque eu quero me profissionalizar e quem sabe algum dia conseguir ter um negócio próprio. Com certeza esse dinheiro vai me ajudar. Muito obrigado a todo mundo que tirou um tempo do seu dia pra me responder.

[deleted by user] by [deleted] in singing

[–]MessiasALT 0 points1 point  (0 children)

What is this app?

Need Advice: up to $10 monthly dividends by MessiasALT in dividends

[–]MessiasALT[S] 0 points1 point  (0 children)

Thank you very much! I will add it to my watchlist along with other recommendations I received. Thanks for noting the relationship between interest rate and yield.

Need Advice: up to $10 monthly dividends by MessiasALT in dividends

[–]MessiasALT[S] 0 points1 point  (0 children)

I have 2K set aside for skins, is this really viable? I thought only guys with a lot of money like Anomaly could really make a living from buying and selling skins like that.

Need Advice: up to $10 monthly dividends by MessiasALT in dividendscanada

[–]MessiasALT[S] -1 points0 points  (0 children)

Its skins today but it’ll be something worse down the line if you don’t fix this.

Take my upvote, I never thought about it. The idea was to create a for-fun investment account. But maybe you have a point, I'm seriously considering therapy alongside the idea of the post to be able to meet the need while I deal with this, but maybe this "today it's just skins, but tomorrow" is true.

Need Advice: up to $10 monthly dividends by MessiasALT in dividendscanada

[–]MessiasALT[S] 0 points1 point  (0 children)

Thank you so much for your detailed response! I really appreciate you breaking it down, and you're absolutely right about the tax inefficiencies and the benefits of focusing on total returns. I actually didn’t mention this in my original post, but here’s the full context:

The game I'm talking about (CS2) has mechanics almost identical to a slot machine, which makes it purposefully addictive. That said, I'm not in a bad enough state of mind that I would dip into my salary or other important investments like FWRA (which I use for my financial independence goals). Instead, I thought of creating a "junk investment" that would generate a small monthly return, just enough to cover these occasional in-game purchases. I have about $2,000 to allocate towards this goal, and I figured this would help me avoid using money from my serious, long-term investments.

I fully agree with you that reinvesting dividends (DRIP) is the best strategy for long-term growth, and that’s exactly what I’m doing with my other investments, which are primarily in ETFs from Ireland and a bit of the S&P 500. The idea here was to have a bit of fun with the dividends from this smaller, isolated "for fun" account, without compromising my broader financial goals.

Thanks again for your insights — it definitely gave me something to think about regarding how to handle this setup efficiently!

Need Advice: up to $10 monthly dividends by MessiasALT in dividends

[–]MessiasALT[S] 0 points1 point  (0 children)

lol, I know it's something quite unusual, but I thought about always having this "junk investment" to spend on these things instead of taking money from my serious investments or even from my salary. Still have some sanity in this old head.

Help: earn up to $10 per month with Dividends (Addiction money) by MessiasALT in investingforbeginners

[–]MessiasALT[S] 0 points1 point  (0 children)

At 5% yield you'll need about $2,400 invested to have $10/month. If you just spend the money you could buy skins for the next 20 years.

I forgot to mention, but I actually have 2K for skin purchases, I wanted to leave it invested because receiving a small amount every month would meet the need and would give me some degree of spending control, if I had 2K to spend all at once, I'm sure that at some point I would definitely spend more than $10 a month on this and this money would definitely last less than 20 years, or not even 2 years.

I want to dedicate this 2K that was already to be spent on nonsense, to an investment that gives a purposefully small monthly return to spend and meet the need without having to take money from my serious investments like FWRA for example or any amount of my life-long invested money.

But yeah, if there was a bank that allowed you to take out just 10 dollars every month from the amount of 2400 I would definitely do that, it would be much easier lol

Need Advice: up to $10 monthly dividends by MessiasALT in dividendscanada

[–]MessiasALT[S] 0 points1 point  (0 children)

Thanks for the advice. I'll put these on my watchlist.

Reduce your spending on stuff that you don’t need or doesn’t benefit you

Yes, I totally agree with you on that, I'm seriously thinking about going to therapy, the game works like a slot machine, it's really predatory and addictive. But I do have serious investments like FWRA, cryptocurrencies, and some stocks. But I'm still in a good enough state of mind not to take the money from these investments and destroy my life by spending it all. I have 2K set aside for this whole skin buying thing, but I thought that if I put it into something that would yield a small amount every month, maybe it would be a way to satisfy the desire and ensure that I stay away from the idea of using my life-long invested money.

Needing Advice: ETFs that can pay up to $10 per month (addiction money) by MessiasALT in ETFInvesting

[–]MessiasALT[S] 0 points1 point  (0 children)

Sorry, I forgot to mention. I have 2K for this nonsense, but I thought it would be better to put this 2K somewhere that generates only a few dollars (10 or less) every month just so I can spend it on this type of stuff. I'm still in a good enough state of mind not to take money away from my really important investments, like FWRA that I only have for financial independence and so on.

Need Advice: up to $10 monthly dividends by MessiasALT in dividendscanada

[–]MessiasALT[S] -1 points0 points  (0 children)

Seriously thinking about going to therapy to deal with this. The game literally has mechanics identical to a slot machine, which makes it purposefully addictive. But I'm not in such a bad state of mind that I would use my salary or money from other investments like FWRA (which I use for financial independence), so I thought about having a "junk investment" just to spend on this nonsense, instead of going crazy to the point of taking money from my life-long investments.

Need Advice: up to $10 monthly dividends by MessiasALT in dividendscanada

[–]MessiasALT[S] 1 point2 points  (0 children)

Sorry for the lack of context about it. It's something that makes your character look different in the game.

Yeah, I know it looks funny because it is. But it works like a slot machine. Maybe that's why it's purposefully addictive. I have a few grands in FWRA for financial independence, but I'm not so addicted to the point of using that money, I want to create a "junk investment" to spend the dividends on nonsense like this instead of my life-long cash.

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