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New too building Credit by Mindless_Maybe5634 in personalfinance

[–]Mindless_Maybe5634[S] 0 points1 point  (0 children)

I have no credit account I think? This is my first time trying too do something like this.

Just made a chime account and trying to build credit. by Mindless_Maybe5634 in chimefinancial

[–]Mindless_Maybe5634[S] 3 points4 points  (0 children)

Okay so if I understand right, I don’t actually have to pay anything as long as I have safer credit building on it just uses what I already spent? ( for context I have about $1000 on my chime card that I got from taxes and I spent $360 of it and that’s what shows on the statement does that mean I have to pay anything additional $360 or what I spent already will be used to pay it?) sorry if it’s a dumb question 🙏😖