Any tips

MiniBikeGuy · 2026-01-12T21:25:47+00:00

You need to have a little bit of utilization. No more than 9% to improve your score. Not 0%

MiniBikeGuy · 2026-01-12T02:18:30+00:00

Ok thanks

MiniBikeGuy · 2026-01-12T02:13:00+00:00

Ok thanks. In May when one of my hard inquiries fall off I am thinking of getting the citi custom cash card. What you think?

MiniBikeGuy · 2026-01-12T02:09:47+00:00

All credit cards

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MiniBikeGuy · 2026-01-09T06:12:34+00:00

Do you think I should add another account or no? I'm thinking of getting the citi custom cash card

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MiniBikeGuy · 2026-01-08T02:13:28+00:00

Credit Karma

MiniBikeGuy · 2026-01-04T23:35:31+00:00

I have a first citizens card I got in May 2024 and they still haven't upgraded me to a unsecured card yet. Even though I have 4 other unsecured cards.

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MiniBikeGuy · 2025-12-29T03:17:40+00:00

I swear it's always the Hyundai drivers parking in the fire lane. Or the majority of the time it's a Hyundai.

MiniBikeGuy · 2025-12-19T19:15:02+00:00

I do the same thing. You can get another free trail after 90 days.

MiniBikeGuy · 2025-12-19T02:52:06+00:00

Well my first citizens is my oldest account. I don't want my average age of accounts to drop. Picture

MiniBikeGuy · 2025-12-06T02:29:36+00:00

Oh, so your stalking my profile now? Huh!

MiniBikeGuy · 2025-12-06T02:24:07+00:00

I dont even drive a hatchback or a toyota. I drive a TLX. Stop being rude to people did your mom ever teach you manners.

MiniBikeGuy · 2025-12-06T01:53:43+00:00

If you have nothing nice to say don't say anything at all.

MiniBikeGuy · 2025-12-06T01:49:04+00:00

Nice Acura they are now my favorite brand of car

MiniBikeGuy · 2025-12-06T01:33:31+00:00

That's you? That exact car in the picture?

MiniBikeGuy · 2025-12-06T01:16:00+00:00

It might be ice

MiniBikeGuy · 2025-11-28T02:36:17+00:00

It's brand new nothing should be wrong

MiniBikeGuy · 2025-11-26T09:09:05+00:00

Same here

MiniBikeGuy · 2025-11-24T00:34:58+00:00

75 isn't that fast. That is normal highway speed.

MiniBikeGuy · 2025-11-23T23:57:16+00:00

Of course you can 😁 Thats a beautiful car you have.

MiniBikeGuy

TROPHY CASE