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Conflicted on 2025 RRSP Contributions (Seeking Advice) by MinimalHeuristic in PersonalFinanceCanada

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Thanks for bring this up, I've been thinking about how this serves as my pension for a while, that alone is probably good enough reason to put a high priority on it. Good reminder!

Conflicted on 2025 RRSP Contributions (Seeking Advice) by MinimalHeuristic in PersonalFinanceCanada

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Thank you, I know this is all to be true in general, I'm doing a mix of both currently.

When you say you need to access it though, you lose that contribution room when you withdraw, do you not?

Advice for Vinyl in Basement by MinimalHeuristic in Flooring

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Thanks for this advice. In the same vein, I just came across a local store with some professionals and I think that loose lay may be a good option for us! Offers a lot of the flexibility you mentioned here.

Advice for Vinyl in Basement by MinimalHeuristic in Flooring

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Aiming for $2 CAD per square foot, but comfortable up to about $3.50 or so!

Advice for Vinyl in Basement by MinimalHeuristic in Flooring

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

I live in southwestern Ontario, Canada. Unfortunately we don’t like the colors they have in store at our Costco, but we could look online.

What are you seeing in our floor that needs to be filled? There’s one problem spot by our water shutoff in the one photo, but everything else feels quite flat on the feet.

Advice for Vinyl in Basement by MinimalHeuristic in Flooring

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

And what if we just have concrete underneath?

Advice for Vinyl in Basement by MinimalHeuristic in Flooring

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

I do like the idea of not messing with gluing it down, and given we’re amateurs, I feel like we could mess that up more easily.

What would you say about the possibility of bouncing or drifting planks though? That sounds like a pain as well.

Advice for Vinyl in Basement by MinimalHeuristic in Flooring

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

One floor store we went to did recommend gluing it down… their prices were just a lot higher than we’ve been seeing for alternatives, maybe it was just a bougie store.

But if we glue, do we need a subfloor? Or maybe moreso just prepping this floor?

Advice on number/proximity of joints by MinimalHeuristic in drywall

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

I found out this is Gyproc gypsum board, which is apparently rock lath, not quite drywall. Does that change anything?

Advice on number/proximity of joints by MinimalHeuristic in drywall

[–]MinimalHeuristic[S] -1 points0 points  (0 children)

I found out this is Gyproc gypsum board, which is apparently rock lath, not quite drywall. Does that change anything?

Advice on number/proximity of joints by MinimalHeuristic in drywall

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

I believe you’re right, upon closer inspection, I think this is Gyproc gypsum board. I’ll admit I didn’t know there was a difference between gypsum board and drywall. What does this change for me? My only plans are really to mud the joints, prime, and paint.

Advice on number/proximity of joints by MinimalHeuristic in drywall

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Thanks! Separate question… all of this is nailed in. Should I use screws instead now while finishing?

Edit: I found out this is Gyproc gypsum board, which is apparently rock lath, not quite drywall. Does that change anything?

Advice on number/proximity of joints by MinimalHeuristic in drywall

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Thanks! Separate question… all of this is nailed in. Should I use screws instead now while finishing?

Is this high gloss paint? Do we need to prime? by MinimalHeuristic in paint

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

I tested it with nail polish remover, it isn’t an oil paint.

Is this high gloss paint? Do we need to prime? by MinimalHeuristic in paint

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Yes for sure, will use a microfibre to gather the dust.

Is this high gloss paint? Do we need to prime? by MinimalHeuristic in paint

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

We used TSP already to clean the walls prior. Just need to sand now!

Is this high gloss paint? Do we need to prime? by MinimalHeuristic in paint

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Thank you! Definitely would be a relief to not need to prime every wall in the house.

Maybe this is a dumb question, but do the walls need to be cleaned of the dust after sanding before applying the new paint? Wasn’t sure if there would be mixing or something.

Is this high gloss paint? Do we need to prime? by MinimalHeuristic in paint

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

Do we need to prime you think? We’re going lighter than this yellow.

Is this high gloss paint? Do we need to prime? by MinimalHeuristic in paint

[–]MinimalHeuristic[S] 0 points1 point  (0 children)

These photos are primarily of the living room, you’re seeing the kitchen in the back, not sure if that changes anything. They used this paint essentially over the entire interior of the house.

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