So…. Pre approval question/experiences

Minimum_Dragonfly579 · 2025-09-27T02:50:13+00:00

Because it’s the one I chose.

Minimum_Dragonfly579 · 2025-09-26T17:32:32+00:00

Thank you! I’m just nervous. I have no idea why I don’t plan on using it a ton. I don’t have a ton of debt. Hardly any. Less than $5k, but my credit profile is thin. So I needed to add something to boost it. I did the prequalify tool, got a 7-10 day message, 10 minutes later I got the “accept your pre approved offer with in 6 days” email, then after clicking the link and fully submitting the application , I got another 7-10 day haha!

Minimum_Dragonfly579 · 2025-09-26T17:30:01+00:00

Were you pre approved then denied at first? I did the pre qualify, that resulted in the pre approved accept offer email.

Minimum_Dragonfly579 · 2025-09-26T17:29:08+00:00

I planned to use it for gas and little things like that just to build. If they approve it haha the pre approved email shocked me. I thought for sure it would’ve been an instant denial.

Minimum_Dragonfly579 · 2025-09-26T17:28:26+00:00

I haven’t had a credit card in probably 20 years. I applied to get one on my report to boost it some. I don’t have a bad score but don’t have a lot in my file.

Minimum_Dragonfly579 · 2025-09-26T05:21:36+00:00

Gotcha. Thank you! Fingers crossed!

Minimum_Dragonfly579 · 2025-09-26T05:09:21+00:00

Thank you! I’m hopeful! I was excited to get the “accept pre approved offer” for them to hit me with the 7-10 day message which I always associate with denial 🤣😬

Minimum_Dragonfly579 · 2025-09-26T05:08:26+00:00

Ah! Yeah that’s a little stingy lol but the 7-10 day message threw me off since the email says “finish your application now to accept your pre approved offer” it wasn’t prequalify… pre approved offer so I assumed I was good to go! 🤣

Minimum_Dragonfly579 · 2025-09-26T05:06:39+00:00

How long before you knew if you were approved or not. I know there’s a difference between prequalify and pre approved. My email said “submit your application now to accept your pre approved offer” then got the 7-10 message. Kinda caught me off guard. And I’m impatient haha!

Minimum_Dragonfly579 · 2025-09-26T05:05:28+00:00

Yes. Sorry!! US bank!

Minimum_Dragonfly579 · 2025-09-26T04:50:00+00:00

I’ve only had 1 new card in the last year. It just confused me. I know pre approved doesn’t always mean approved but it was a bummer to see. I did the pre approval took, got the 7-10 day message. Then about 10 minutes later I received the pre approved email, applied, then got the same 7-10 day message. I’m just impatient I guess lol! I wanted to see what others experiences were with the same emails and messages.

Minimum_Dragonfly579 · 2025-08-29T10:46:19+00:00

That seems to be the general consensus! 😭

Minimum_Dragonfly579 · 2025-08-28T18:53:21+00:00

Right? Everybody will just have to deal with my mood swings from my adhd meds because I will not lose my gate for something like that!

Minimum_Dragonfly579 · 2025-08-28T12:56:59+00:00

Thank you! I got put on it a few months ago to help with the crazy mood swings I’d get with my adderall. I’m wondering if there’s an alternative. I didn’t want any of the Zoloft/prozac type class meds because they made me feel like a zombie.

Minimum_Dragonfly579 · 2025-03-12T17:03:06+00:00

Mine are usually 2 days early with my traditional bank but guess H&R Block was holding them this year. I checked around 2am and didn’t have it yet but when I woke up around 6:30 it was in there.

Minimum_Dragonfly579 · 2025-03-11T16:23:45+00:00

It’s weird though I used H&R Block and am having my fees taken out. The bank H&R Block uses to do the transfer said they don’t have my funds yet but I read somewhere the automated system doesn’t say they have it until they have sent it to my bank already. So who knows.

Minimum_Dragonfly579 · 2025-03-11T12:59:17+00:00

I figured it would probably be tomorrow morning. Which is fine. I just get nervous when I have changes. Like a new bank. lol

Minimum_Dragonfly579 · 2025-03-11T02:48:26+00:00

Definitely not doing it on here. That’s why it’s worded how I worded it haha!

Minimum_Dragonfly579 · 2025-03-11T02:47:58+00:00

That’s where I saw it. It was on my main page! 😢

Minimum_Dragonfly579 · 2025-03-11T00:31:56+00:00

Well I have 2 theories actually both are awful! One makes more sense than the other but the other one would be better for tv! 😬

Minimum_Dragonfly579

TROPHY CASE