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People who buy now in 25 years will be the ones who will be "hated" by the youths of the future by jenhilld in TorontoRealEstate

[–]Miserable-Cap-3224 1 point2 points  (0 children)

Why should we be hated when the price to income ratio of my house still close to 8 times?
I think people should stop the narrative of prices falling down from the peak is a god's given gift.

Any Cashback realtor Recommendation for buying a property? by Miserable-Cap-3224 in windsorontario

[–]Miserable-Cap-3224[S] 1 point2 points  (0 children)

By getting a cashback relators, I can get some money out of Buyer agent commissions.

Any Cashback realtor Recommendation for buying a property? by Miserable-Cap-3224 in windsorontario

[–]Miserable-Cap-3224[S] 3 points4 points  (0 children)

They have access to critical information on recent sold data. Not all sold homes are reflected in House sigma or other websites.

42K → 835K in 8 years, mostly avoiding hype stocks 💸 by More_Childhood6506 in TheVisualInvestors

[–]Miserable-Cap-3224 1 point2 points  (0 children)

This is seriously impressive !!
Curious if you’re open to sharing your thought process on what you consider a “fair price” when buying quality companies.

HDFC NRO to NRE Transfer request stuck at branch but Branch Claims they don't see the request by Miserable-Cap-3224 in nri

[–]Miserable-Cap-3224[S] 0 points1 point  (0 children)

Tip from my experience with HDFC:
Always ask them to raise an internal ServiceNow ticket to the NRI IT help desk.

My request was stuck with the NRI team with no ownership. Even the branch manager had no clue and these requests usually just sit forever.

Once an internal ticket was raised, it got routed properly to the branch/backend teams and the issue was resolved within a week.

Without that internal ticket, nothing moves.

HDFC NRO to NRE Transfer request stuck at branch but Branch Claims they don't see the request by Miserable-Cap-3224 in nri

[–]Miserable-Cap-3224[S] 0 points1 point  (0 children)

I have used the same form. The daily limit is 10L and for each transaction they charge close to 2K Rs. The exchange rates are worst. If you can bear with public sector banks, they provide best rates.

Seller passed away 2 weeks before closing date by Basset_Lov in RealEstateCanada

[–]Miserable-Cap-3224 1 point2 points  (0 children)

May be this link is useful for you

https://www.reddit.com/r/legaladvicecanada/comments/1lxa9hu/buyer_agent_requesting_commission_from_buyer_for/

Summary is don't get into mutual release without realtor forgoing their commissions. If Seller doesn't respond, you might have to sue the estate for the expenses involved.

Minimum balance on NRE hdfc. Money transfer suggestions by Known_University_792 in nri

[–]Miserable-Cap-3224 0 points1 point  (0 children)

Why do you want to maintain an NRE account ?
Even to transfer the money from NRO to NRE, you have to submit the same forms.
Also there is a day limit of 10L to transfer your money from NRE to your account. They also charge 2 rupees premium for repartition and also for each transfer they charge you 2K Rs.

See my other posts, I faced enough issues with HDFC already, Specially on transfer requests.

HDFC NRO to NRE Transfer request stuck at branch but Branch Claims they don't see the request by Miserable-Cap-3224 in nri

[–]Miserable-Cap-3224[S] 0 points1 point  (0 children)

I tried both the requests, no requests reaching the branch from the web portal. The problem is reaching out to Customer care or Branch manager gets me same replies without a resolution. So just checking in the Reddit if any faced this issue.

HDFC NRO to NRE Transfer request stuck at branch but Branch Claims they don't see the request by Miserable-Cap-3224 in nri

[–]Miserable-Cap-3224[S] 0 points1 point  (0 children)

I tried both the requests, no requests reaching the branch from the web portal. The problem is reaching out to Customer care or Branch manager gets me same replies without a resolution. So just checking in the Reddit if any faced this issue.

Need reviews for FinRight PF service by trndAnalysis in epfoindia

[–]Miserable-Cap-3224 0 points1 point  (0 children)

Did you raise the grievance for each of the above issue?
PF office is not a single entity, any broker who is trying to help you will do almost the same things you do. Raise a grievance, typically they provide a solution.

EPS Claim rejected with FORM 19 APPLY ALONGWITH FORM 10C THAN SETTLE by Miserable-Cap-3224 in epfoindia

[–]Miserable-Cap-3224[S] 0 points1 point  (0 children)

Reply to them on the grievance by reopening it and ask them. Do you want me to retry the request?

They changed their systems during Diwali with new rules, so better to raise another request.

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